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Risk: Relatively Low

Brown County, OH Environment & Hazard Risk

Relatively Low natural hazard risk, led by landslide. 570 storm events since 1996.

Expected yearly loss
$17.7M
Relatively Low nationally
Storm events since 1996
570
Most often thunderstorm wind
Flood insurance policies
91
0.4% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 62.6 of 100

Social vulnerability

Relatively High

Score 71.7 of 100

Community resilience

Relatively Moderate

Score 40.6 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $9.9B · Agriculture value exposed: $92.4M · Risk-adjusted yearly loss: $23.8M

Risk by hazard

  • LandslideRelatively Low$25.8K/yr expected annual loss, about once every 4 years
  • Strong windRelatively High$1.2M/yr expected annual loss, about 2.7 events a year
  • LightningRelatively Moderate$472K/yr expected annual loss, about 50 events a year
  • EarthquakeRelatively Low$490K/yr expected annual loss, about once every 543 years
  • Heat waveRelatively Low$564K/yr expected annual loss, about 5.9 events a year
  • Ice stormRelatively Moderate$129K/yr expected annual loss, about once every 1 year
  • WildfireVery Low$68K/yr expected annual loss, about once every 1,830 years
  • TornadoRelatively Low$1.2M/yr expected annual loss, about once every 4 years
  • DroughtRelatively Low$140K/yr expected annual loss, about 2.2 events a year
  • Winter weatherRelatively Low$52.6K/yr expected annual loss, about 11 events a year
  • Cold waveRelatively Low$659K/yr expected annual loss, about 1.8 events a year
  • HailRelatively Low$136K/yr expected annual loss, about 3.2 events a year
  • HurricaneVery Low$8,520/yr expected annual loss, about once every 95 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
91 of 22,358 (0.4%)
Homes in high-risk flood zones
691
Insured in high-risk zones
84 (12%)
Flood claims since 1978
149
Claims paid since 1978
$1.8M

Flood claims paid per year

Flood claims paid per year in Brown County
Beta
  • Flooding$1.3M · 93 claims
  • Central U.S. April Flooding$101K · 2 claims
  • Not a named storm$26.6K · 17 claims

Storm history

Since 1996: 570 events, 4 deaths, $18.3M in damage

  • Thunderstorm Wind227
  • Winter Weather71
  • Flash Flood62 · 4 deaths
  • Flood57
  • Hail54
  • Winter Storm38
  • Tornado18
  • Heavy Snow10
  • High Wind10
  • Ice Storm5
Beta

Events per year

Storm events per year in Brown County
16
20
12
16
22
32
17
24
20
28
30
19
43
34
7
28
16
18
17
12
Beta

28 tornadoes on record (EF0 10, EF1 5, F0 4, F1 5, F2 1, F4 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood07/19/2015

    Eastwood, Brown County

    3 deaths, 3 injured, $3M damage

    What happened

    Thunderstorms developed across Brown County around 2100EST. A rain gauge near Red Oak received 2.4 inches of rain between 2120EST and 2205EST. Flooding started in the Georgetown area around 2140EST, when 6 people were stranded in multiple vehicles along State Route 125 due to rapidly rising water on Straight Creek. Over the next hour, numerous water rescues occurred throughout much of Brown County. By 2220EST, 3.0 inches of rain had fallen at the Red Oak gauge. Between 2200EST and 2300EST, Red Oak Creek rapidly rose out of its banks and caused widespread damage to homes and roads along the creek from Red Oak to where the creek enters the Ohio River in Ripley. Over 30 homes were affected by flood waters along Red Oak Creek. Three homes along the creek were completely destroyed and another 5 homes suffered major damage. Two adults and 4 children were in one of the houses as it was swept into the creek. One adult and two of the children were killed and the others were injured. Flash flooding continued into the early morning hours of the 19th.

  • Flash Flood03/01/1997

    Countywide, Brown County

    1 death, $2M damage

    What happened

    Estimated rainfall as high as 12 inches in less than 36 hours over the southeastern part of the county caused many creeks and streams to overflow their banks. The waters rose into several homes causing evacuations to occur. Also, numerous roads were flooded and some bridges were washed out. A man was killed on State Route 763 when he climbed from his car after it became surrounded by water. He was swept away by the swift currents.

  • High Wind52 kt wind09/14/2008

    Brown

    $5.2M damage

    What happened

    Strong winds of 40 to 50 miles per hour were sustained for several hours. Wind gusts over 60 mph were common. Widespread damage occurred across the region, from trees being blown down on powerlines, to significant crop losses and structural damage.

  • Flood03/02/1997

    Brown

    $2M damage

    What happened

    Heavy rainfall occurred across Southern Ohio and Northern Kentucky on the 1st and 2nd with areas along the Ohio river receiving up to 12 inches of rainfall. The river rose rapidly reaching a crest of 59.8 feet at Portsmouth at 1000 pm on the 4th. Flood stage is 50.0 feet. Further downstream at Meldahl Dam, the river crested at 61.3 feet at 700 pm on the 6th. Flood stage is 51.0 feet. In Cincinnati, the river crested at 64.7 feet at 1100 pm on the 5th. Many towns were flooded from Portsmouth to Cincinnati and thousands of people were evacuated from their homes for several days.

  • Flash Flood07/18/2001

    Countywide, Brown County

    $586K damage

    What happened

    Damage was reported to State Route 131 and other county roads, with eight to ten bridges washed out.

  • Frost/Freeze04/06/2007

    Brown

    $540K damage

    What happened

    Unseasonably warm temperatures for an extended period of time in March allowed much of the Ohio Valley to begin its agricultural growing season early. In early April, a cold snap with low temperatures dropping into the low 20s threatened agricultural interests across the region. |The full effect of these weather extremes is still yet to be known, and will not be known until the fall harvest can be compared with yields from previous years. The initial estimate of 16.74 million in crop damage was split evenly between 31 Ohio counties.

Drinking water

7 community water systems serve about 47,074 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 6 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 2 toxic release facilities in Brown County

Superfund sites

None in this county.

Toxic release facilities

Total: 652 lbs in 2024, 242 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk22 historic places

Frequently asked questions

How risky is Brown County for natural disasters?
FEMA rates Brown County relatively low for overall natural hazard risk, with expected losses of $17.7M a year. The highest-rated hazards are landslide (relatively low), strong wind (relatively high), lightning (relatively moderate).
What storms are most common in Brown County?
Since 1996, NOAA recorded 570 storm events affecting Brown County, most often thunderstorm wind (227), winter weather (71), flash flood (62).
How many tornadoes have hit Brown County?
28 tornadoes have been recorded in Brown County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Brown County have flood insurance?
91 residential flood insurance policies are in force in Brown County, covering about 0.4% of homes. The program has paid $1.8M on 149 claims here since 1978.
What is the weather like in Brown County?
At Ripley Exp Farm, average highs reach 86°F in Jul and lows fall to 17°F in Jan, with 47.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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