Skip to content
Risk: Very Low

Fulton County, OH Environment & Hazard Risk

Very Low natural hazard risk, led by drought. 286 storm events since 1996.

Expected yearly loss
$12.4M
Very Low nationally
Storm events since 1996
286
Most often thunderstorm wind
Flood insurance policies
53
0.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 33.6 of 100

Social vulnerability

Relatively Low

Score 22.0 of 100

Community resilience

Very High

Score 85.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $10.6B · Agriculture value exposed: $223M · Risk-adjusted yearly loss: $11.2M

Risk by hazard

  • DroughtRelatively Moderate$826K/yr expected annual loss, about 1.4 events a year
  • TornadoRelatively Moderate$2.6M/yr expected annual loss, about once every 5 years
  • HailRelatively Low$521K/yr expected annual loss, about 3.3 events a year
  • Ice stormRelatively Moderate$169K/yr expected annual loss, about 1.5 events a year
  • EarthquakeVery Low$487K/yr expected annual loss, about once every 820 years
  • Strong windRelatively Moderate$710K/yr expected annual loss, about 4.8 events a year
  • Winter weatherRelatively Low$60K/yr expected annual loss, about 10 events a year
  • Cold waveRelatively Low$770K/yr expected annual loss, about 3.3 events a year
  • Heat waveVery Low$207K/yr expected annual loss, about 4.0 events a year
  • HurricaneVery Low$14.8K/yr expected annual loss, about once every 117 years
  • LandslideVery Low$235/yr expected annual loss, about once every 17 years
  • LightningVery Low$82.1K/yr expected annual loss, about 38 events a year
  • WildfireVery Low$2,988/yr expected annual loss, about once every 87,455 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
53 of 15,550 (0.3%)
Homes in high-risk flood zones
144
Insured in high-risk zones
44 (31%)
Flood claims since 1978
34
Claims paid since 1978
$166K

Flood claims paid per year

Flood claims paid per year in Fulton County
Beta
  • Tropical Storm Erin$14K · 2 claims

Storm history

Since 1996: 286 events, 1 death, $5.4M in damage

  • Thunderstorm Wind124
  • Hail41
  • Winter Weather32 · 1 death
  • Winter Storm19
  • High Wind19
  • Heavy Snow13
  • Flash Flood12
  • Ice Storm7
  • Extreme Cold/Wind Chill4
  • Drought4
Beta

Events per year

Storm events per year in Fulton County
14
13
8
8
14
10
10
9
10
3
8
9
13
19
21
8
4
4
6
5
Beta

13 tornadoes on record (EF1 1, EF2 1, F0 4, F1 6, F2 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Winter Weather12/26/2008

    Fulton

    1 death

    What happened

    Periods of freezing rain and freezing drizzle led to icy roadways during the morning hours of December 26th. The icy roadways led to numerous accidents and slide-offs with one fatality. A 23 year old woman was killed in a car accident when she lost control of her vehicle and slid into the path of another vehicle. This fatal accident occurred just east of Tedrow. Ice accumulations were generally less than 0.20 across the county.

  • Hail4.5" hail08/24/1998

    Archbold, Fulton County

    $2.7M damage

    What happened

    SEVERAL HOMES NEAR ARCHBOLD SUSTAINED MODERATE TO SEVERE STRUCTURAL DAMAGE FROM THE HIGH WINDS. ONE HOME OWNER HAD HIS CHIMNEY COLLAPSE WHICH FELL THROUGH THE ROOF. THEY ALSO LOST SEVERAL WINDOWS ON THE WEST SIDE OF THE HOME FROM FLYING DEBRIS. ANOTHER HOME OWNER HAD HIS BARN BLOWN OFF ITS FOUNDATION AND HAD EVERY TREE ON THEIR PROPERTY UPROOTED. SEVERAL CROP FIELDS IN THE AREA WERE HEAVILY DAMAGED BY THE HIGH WINDS AND HAIL.

  • Flash Flood08/24/1998

    Archbold, Fulton County

    $1.2M damage

    What happened

    TWO PEOPLE HAD TO BE RESCUED FROM THEIR VEHICLES AS THEY ATTEMPTED TO CROSS FLOODED ROADS. THE SAUDER VILLAGE MUSEUM SUSTAINED THE MOST DAMAGE AS FLAT RUN CREEK INUNDATED THE GROUND FLOOR WITH WATER. SEVERAL HOMES IN ARCHBOLD HAD WATER BACKUP THROUGH THE SEWER INTO THEIR BASEMENTS.

  • TornadoEF2, 7.24 mi path, 700 yd wide06/06/2010

    South Delta, Fulton County

    $500K damage

    What happened

    The tornado touched down along Highway 109 just north of County Road A and moved northeast, impacting several homes, trees and power lines. Several homes were severely damaged or destroyed (DI:FR12 DOD: 8). However, improper anchoring of some of the homes resulted in a failure on all walls, resulting in their destruction. Several trees were uprooted or damaged, including through the Maumee State Forest. The tornado ended near the Fulton/Lucas county line. The maximum width of the tornado was around 700 yards with maximum wind speeds estimated around 130 mph. Damage is estimated at $500,000.

  • High Wind50 kt wind10/30/1996

    Fulton

    $175K damage

  • Thunderstorm Wind08/25/1998

    Wauseon, Fulton County

    $100K damage

Drinking water

9 community water systems serve about 25,128 people. Violations since 2021.

6 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

  • Wauseon City PwsServes 7,568 · Surface water · Local government7 health violations
  • Archbold VillageServes 5,586 · Surface water · Local government5 health violations
  • Swanton VillageServes 3,855 · Surface water · Local governmentNo health violations
  • Delta VillageServes 3,518 · Surface water · Local government4 health violations+1 monitoring or reporting
  • Fayette VillageServes 1,340 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Swancreek Water District PwsServes 1,269 · Purchased surface water · Local governmentNo health violations
  • Northeast Water SystemServes 1,250 · Purchased surface water · Local government3 health violations+2 monitoring or reporting
  • Lyons VillageServes 562 · Purchased surface water · Local government1 health violation+1 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 13 toxic release facilities in Fulton County

Superfund sites

None in this county.

Toxic release facilities

Total: 210,212 lbs in 2024, 48,924 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Fulton County for natural disasters?
FEMA rates Fulton County very low for overall natural hazard risk, with expected losses of $12.4M a year. The highest-rated hazards are drought (relatively moderate), tornado (relatively moderate), hail (relatively low).
What storms are most common in Fulton County?
Since 1996, NOAA recorded 286 storm events affecting Fulton County, most often thunderstorm wind (124), hail (41), winter weather (32).
How many tornadoes have hit Fulton County?
13 tornadoes have been recorded in Fulton County since 1950.
How many homes in Fulton County have flood insurance?
53 residential flood insurance policies are in force in Fulton County, covering about 0.3% of homes. The program has paid $166K on 34 claims here since 1978.
What is the weather like in Fulton County?
At Wauseon Wtp, average highs reach 84°F in Jul and lows fall to 17°F in Jan, with 35.0 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

Share: