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Risk: Relatively Low

Huron County, OH Environment & Hazard Risk

Relatively Low natural hazard risk, led by lightning. 493 storm events since 1996.

Expected yearly loss
$16.6M
Relatively Low nationally
Storm events since 1996
493
Most often thunderstorm wind
Flood insurance policies
60
0.3% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1902

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 50.3 of 100

Social vulnerability

Relatively Low

Score 37.7 of 100

Community resilience

Relatively High

Score 77.6 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $13.8B · Agriculture value exposed: $257M · Risk-adjusted yearly loss: $17M

Risk by hazard

  • LightningRelatively High$1.2M/yr expected annual loss, about 40 events a year
  • HailRelatively Moderate$810K/yr expected annual loss, about 3.7 events a year
  • Winter weatherRelatively Moderate$172K/yr expected annual loss, about 9.6 events a year
  • Strong windRelatively Moderate$1.1M/yr expected annual loss, about 2.3 events a year
  • Ice stormRelatively Moderate$195K/yr expected annual loss, about once every 2 years
  • TornadoRelatively Moderate$2.3M/yr expected annual loss, about once every 4 years
  • EarthquakeVery Low$320K/yr expected annual loss, about once every 941 years
  • LandslideVery Low$1,321/yr expected annual loss, about once every 11 years
  • Cold waveRelatively Low$940K/yr expected annual loss, about 4.3 events a year
  • HurricaneVery Low$48.4K/yr expected annual loss, about once every 83 years
  • Heat waveVery Low$168K/yr expected annual loss, about 2.5 events a year
  • WildfireVery Low$5,524/yr expected annual loss, about once every 47,663 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
60 of 22,767 (0.3%)
Homes in high-risk flood zones
185
Insured in high-risk zones
34 (18%)
Flood claims since 1978
71
Claims paid since 1978
$801K

Flood claims paid per year

Flood claims paid per year in Huron County
Beta
  • Tropical Storm Erin$193K · 3 claims
  • Late winter storms$100K · 7 claims
  • March storm$32.2K · 4 claims
  • Flooding$14K · 4 claims

Storm history

Since 1996: 493 events, 3 deaths, $75.6M in damage

  • Thunderstorm Wind226
  • Hail99
  • High Wind41
  • Flash Flood31 · 1 death
  • Winter Storm29
  • Tornado21
  • Extreme Cold/Wind Chill9
  • Flood9
  • Drought5
  • Heavy Snow5
Beta

Events per year

Storm events per year in Huron County
16
26
10
11
24
18
17
12
8
7
18
2
19
12
4
11
21
12
15
6
Beta

37 tornadoes on record (EF0 7, EF1 8, EF2 1, F0 5, F1 8, F2 7, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flood06/22/2006

    Countywide, Huron County

    $19M damage

    What happened

    Flooding continued to worsen in Huron County on June 22nd even after the heavy rains had ended. The City of Norwalk was especially hard hit as flooding from Norwalk Creek affected much of the city. Flood waters on Water and Elm Streets rose to as much as 12 feet in depth on the 22nd. Evacuations continued throughout the day as water levels climbed. Additional rainfall during the aftenoon further aggravated conditions. Water levels finally receded on the 23rd revealing the devastation the flooding caused throughout the county. Over a dozen homes in the county were classified as being destroyed with another 35 to 40 with major damage. Close to 200 homes were classified as having minor damage with another 600 to 700 sustaining damage from basement or nuisance flooding. Most of these homes were in the Norwalk area, although there were around 100 homes damaged in New London from mostly basement flooding. Seven business along Water Street in Norwalk were heavily damaged with another 20 to 25 businesses in the area sustaining lesser damages. Damages to the businesses along Water Street alone topped $1 million. At the peak of the flooding, most of streets in the southern...

  • Drought09/01/1999

    Huron

    $15M damage

    What happened

    Drought conditions continued across most of northern Ohio during September. Widespread heavy rain occurred on the 29th but did little to help crop conditions. For the month, only 1.63 inches of rain fell in Mansfield making it the 9th driest September on record. Of the 1.63 inches, 1.14 inches fell on the 29th. Even with an inch of rain on the 29th, both Toledo and Cleveland finished with below two inches of rain for the month. Losses from reduced crop yields are estimated at $200 million for northern Ohio alone.

  • Lightning06/26/2008

    Wakeman, Huron County

    1 death, 1 injured

    What happened

    A married couple was struck by lightning while standing outside of their rural Huron County home. The husband was temporarily knocked unconscious and sustained burns to his ankle. His 51 year old wife was also knocked unconscious. She was taken to a nearby hospital where she died early the next day. Witnesses stated that it had just quit raining and that the sun had just come out at the time of the lightning strike.

  • Lightning06/12/1999

    Wakeman, Huron County

    1 death

    What happened

    A 59 year old man man was struck by lightning bolt that traveled through a nearby tree. The man had been camping and was taken to a nearby hospital where he was pronounced dead.

  • Flash Flood02/28/2011

    Norwalk, Huron County

    1 death

    What happened

    A motorist on South Norwalk Road entered flooded waters of a tributary of the Huron River, Cole Creek, in the town of Norwalk. The car was washed into the creek where the driver was killed. Witness report water depths of 2 to 3 feet over the bridge at time of incident.

  • Flash Flood06/22/2006

    Countywide, Huron County

    $8M damage

    What happened

    Thunderstorms dumped torrential rains on Huron County during the late evening hours of June 21st and early morning hours of the 22nd. Widespread and devastating flash flooding occurred as a result of this rain. Damage in the county was the worst since the storms of July 4th, 1969. Between 5 and 9 inches of rain fell on much of the county. Cooperative observers in Norwalk measured a storm total of 5.70 inches with a spotter report just south of town of 6.66 inches. Other reports included 6.0 inches in New London and 4.20 inches in Fitchville. Most of this rain fell in a three to four hour period. Runoff from this rain caused area streams and rivers to quickly rise. By 3 a.m. evacuations were under way in Norwalk where flood waters around two feet deep were already being reported on the ground floors of several homes. Evacuations were also conducted near Clarksfield around the same time. Many of these evacuations were conducted by boat. Water levels continued to rise as daybreak approached. Dozens of roads in the county were washed out or flooded with water in some areas several feet deep. Dozens of vehicles became stranded in the flood waters and many motorists...

Drinking water

14 community water systems serve about 65,608 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 5 systems had a violation of any kind still open at last report.

  • Northern Ohio Rural WaterServes 18,224 · Purchased surface water · Local governmentNo health violations
  • Norwalk City PwsServes 17,466 · Surface water · PrivateNo health violations+4 monitoring or reporting
  • Bellevue CityServes 8,236 · Surface water · Local governmentNo health violations+3 monitoring or reporting
  • Willard CityServes 7,099 · Surface water · Local government1 health violation+1 monitoring or reporting
  • Northern Ohio Rural Water-South DistrictServes 5,226 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • New London Village PwsServes 3,226 · Surface water · Local government1 health violation
  • Greenwich Village PwsServes 1,476 · Groundwater · Local government1 health violation+5 monitoring or reporting
  • Monroeville VillageServes 1,400 · Surface water · Local governmentNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 11 toxic release facilities in Huron County

Superfund sites

None in this county.

Toxic release facilities

Total: 694,489 lbs in 2024, 693,884 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk14 historic places

Frequently asked questions

How risky is Huron County for natural disasters?
FEMA rates Huron County relatively low for overall natural hazard risk, with expected losses of $16.6M a year. The highest-rated hazards are lightning (relatively high), hail (relatively moderate), winter weather (relatively moderate).
What storms are most common in Huron County?
Since 1996, NOAA recorded 493 storm events affecting Huron County, most often thunderstorm wind (226), hail (99), high wind (41).
How many tornadoes have hit Huron County?
37 tornadoes have been recorded in Huron County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Huron County have flood insurance?
60 residential flood insurance policies are in force in Huron County, covering about 0.3% of homes. The program has paid $801K on 71 claims here since 1978.
What is the weather like in Huron County?
At Norwalk Wwtp, average highs reach 83°F in Jul and lows fall to 19°F in Jan, with 40.1 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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