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Risk: Relatively High

Denton County, TX Environment & Hazard Risk

Relatively High natural hazard risk, led by tornado. 1,558 storm events since 1996.

Expected yearly loss
$355M
Relatively High nationally
Storm events since 1996
1,558
Most often hail
Flood insurance policies
1,740
0.7% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1961

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively High

Score 96.9 of 100

Social vulnerability

Very Low

Score 10.6 of 100

Community resilience

Relatively Low

Score 37.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $177B · Agriculture value exposed: $159M · Risk-adjusted yearly loss: $269M

Risk by hazard

  • TornadoVery High$145M/yr expected annual loss, about once every 1 year
  • HailVery High$42.99M/yr expected annual loss, about 9.7 events a year
  • Heat waveRelatively High$20.23M/yr expected annual loss, about 18 events a year
  • Ice stormVery High$3.31M/yr expected annual loss, about 1.2 events a year
  • Cold waveRelatively High$14.01M/yr expected annual loss, about 1.1 events a year
  • WildfireRelatively Moderate$3.04M/yr expected annual loss, about once every 484 years
  • Strong windRelatively High$3.36M/yr expected annual loss, about 4.4 events a year
  • Winter weatherRelatively High$414K/yr expected annual loss, about 4.8 events a year
  • LightningRelatively Moderate$1.02M/yr expected annual loss, about 55 events a year
  • EarthquakeRelatively Low$1.46M/yr expected annual loss, about once every 962 years
  • HurricaneVery Low$236K/yr expected annual loss, about once every 87 years
  • LandslideVery Low$1,615/yr expected annual loss, about once every 8 years
  • DroughtRelatively Low$68.76K/yr expected annual loss, about 30 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1,740 of 256,297 (0.7%)
Homes in high-risk flood zones
1,994
Insured in high-risk zones
552 (28%)
Flood claims since 1978
563
Claims paid since 1978
$10.54M

Flood claims paid per year

Flood claims paid per year in Denton County
  • Thunderstorms$555K · 18 claims
  • Early summer storms$511K · 43 claims
  • Flooding$439K · 40 claims
  • Early summer severe storms$208K · 7 claims
  • 2026-06-Arthur-TS$78.32K · 6 claims
  • Tropical Storm Bill$23.31K · 2 claims

Storm history

Since 1996: 1,558 events, 27 deaths, $995M in damage

  • Hail698
  • Thunderstorm Wind377 · 4 deaths
  • Flash Flood128 · 4 deaths
  • Drought83
  • Lightning51 · 1 death
  • Heat48 · 9 deaths
  • Tornado30
  • Flood28 · 3 deaths
  • Winter Storm20 · 1 death
  • Excessive Heat17 · 3 deaths

Events per year

Storm events per year in Denton County

58 tornadoes on record (EF0 10, EF1 11, EF2 1, F0 12, F1 11, F2 10, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hail4.25" hail04/03/2014

    Denton, Denton County

    $500M damage

    What happened

    Softball sized hail was reported by a trained spotter one-eighth of a mile west of the Texas Woman's Campus in Denton. Additionally, this storm covered much of the city of Denton, and a considerable part of the County as well. The Insurance Council of Texas estimated approximately 35,000 vehicles, and 22,000 homes were damaged in some fashion with this storm. The damage estimate is aproximately 500 million dollars.

  • Hail2.5" hail03/25/2021

    Giffhill, Denton County

    $60M damage

    What happened

    Hail between 1.5-2.5 inches was reported near Highway 377 and 1171 in western Flower Mound.

  • Hail4" hail04/11/2016

    Denton, Denton County

    $50M damage

    What happened

    A public report indicated grapefruit sized hail near the intersection of Audra Lane and East McKinney St.

  • Hail1.75" hail03/24/2016

    Lewisville, Denton County

    $50M damage

    What happened

    Hail up to the size of golf balls fell near Business 121 and Southwest Parkway in Lewisville.

  • Hail2" hail03/25/2021

    Roanoke Vly Arpt, Denton County

    $50M damage

    What happened

    Storms developed along a dryline during the afternoon hours on March 24th. These storms advanced east into North and Central Texas, producing hail and a couple of EF-Unknown tornadoes. Large hail up to the size of 3 was reported in Tarrant and Denton counties. Hail-producing storms continued overnight as a cold front made its way through the area.

  • Hail1.75" hail03/24/2016

    Lewisville, Denton County

    $50M damage

    What happened

    A social media report indicated ping pong to golf-ball sized hail in Lewisville, TX.

Latest storm reports

Newest first

  • Excessive Heat07/21/2026

    Denton

    14 injured

  • Heat07/20/2026

    Denton

    27 injured

  • Flash Flood06/19/2026

    Carrollton, Denton County

    $200K damage

  • Heat06/18/2026

    Denton

    5 injured

  • Flash Flood06/07/2026

    Sanger, Denton County

  • Hail2" hail06/03/2026

    Carney, Denton County

    $9,000 damage

  • Hail0.88" hail06/03/2026

    Carney, Denton County

  • Hail0.75" hail06/02/2026

    Hebron, Denton County

Hurricanes and tropical storms

Storms whose track crossed Denton County, with the wind when it passed

Drinking water

82 community water systems serve about 817,420 people. Violations since 2021.

14 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 20 systems had a violation of any kind still open at last report.

  • City of DentonServes 150,037 · Surface water · Local governmentNo health violations
  • City of LewisvilleServes 140,880 · Surface water · Local governmentNo health violations+1 monitoring or reporting
  • Mustang SudServes 127,911 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • Town of Flower MoundServes 80,000 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • City of the ColonyServes 45,367 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Town of Little ElmServes 43,348 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • City of CorinthServes 23,213 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Lake Cities Municipal Utility AuthorityServes 17,826 · Purchased surface water · Local governmentNo health violations+3 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Denton 2 SE, 1 mi from the county center

Summer highs peak around 96°F in Jul and winter lows bottom out near 34°F in Jan. About 38.4 inches of rain falls in a typical year.

MonthHighLowRain
Jan56°F34°F2.20 in
Feb60°F37°F2.83 in
Mar68°F45°F3.36 in
Apr76°F53°F3.67 in
May83°F63°F4.86 in
Jun91°F71°F3.58 in
Jul96°F75°F2.29 in
Aug96°F74°F2.44 in
Sep89°F67°F2.96 in
Oct78°F55°F4.64 in
Nov66°F44°F2.94 in
Dec57°F36°F2.67 in
Year65°F average38.4 in

Pollution sites

0 Superfund sites and 29 toxic release facilities in Denton County

Superfund sites

None in this county.

Toxic release facilities

Total: 28,910 lbs in 2024, 13,643 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk7 historic places

Frequently asked questions

How risky is Denton County for natural disasters?
FEMA rates Denton County relatively high for overall natural hazard risk, with expected losses of $355M a year. The highest-rated hazards are tornado (very high), hail (very high), heat wave (relatively high).
What storms are most common in Denton County?
Since 1996, NOAA recorded 1,558 storm events affecting Denton County, most often hail (698), thunderstorm wind (377), flash flood (128).
How many tornadoes have hit Denton County?
58 tornadoes have been recorded in Denton County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Denton County have flood insurance?
1,740 residential flood insurance policies are in force in Denton County, covering about 0.7% of homes. The program has paid $10.54M on 563 claims here since 1978.
What is the weather like in Denton County?
At Denton 2 SE, average highs reach 96°F in Jul and lows fall to 34°F in Jan, with 38.4 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.