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Risk: Relatively Moderate

Davis County, UT Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by earthquake. 222 storm events since 1996.

Expected yearly loss
$128M
Relatively Moderate nationally
Storm events since 1996
222
Most often thunderstorm wind
Flood insurance policies
329
0.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 87.8 of 100

Social vulnerability

Very Low

Score 10.6 of 100

Community resilience

Very High

Score 97.9 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $53.8B · Agriculture value exposed: $30.6M · Risk-adjusted yearly loss: $72.9M

Risk by hazard

  • EarthquakeRelatively Moderate$89.3M/yr expected annual loss, about once every 66 years
  • LightningVery High$4.7M/yr expected annual loss, about 34 events a year
  • LandslideRelatively Moderate$217K/yr expected annual loss, about once every 2 years
  • WildfireRelatively Moderate$2.7M/yr expected annual loss, about once every 388 years
  • AvalancheRelatively High$3.1M/yr expected annual loss, about once every 3 years
  • Winter weatherRelatively High$636K/yr expected annual loss, about 25 events a year
  • Strong windRelatively High$3.2M/yr expected annual loss, about 1.2 events a year
  • Heat waveRelatively Moderate$4.1M/yr expected annual loss, about 2.2 events a year
  • Cold waveRelatively Low$1.8M/yr expected annual loss, about once every 6 years
  • Volcanic activityVery Low$17/yr expected annual loss, about once every 10,000 years
  • DroughtRelatively Low$134K/yr expected annual loss, about 46 events a year
  • TornadoRelatively Low$1.2M/yr expected annual loss, about once every 22 years
  • Ice stormRelatively Low$73.2K/yr expected annual loss, about once every 67 years
  • HailVery Low$113K/yr expected annual loss, about once every 4 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, hurricane, riverine flooding, tsunami.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
329 of 99,140 (0.3%)
Homes in high-risk flood zones
405
Insured in high-risk zones
46 (11%)
Flood claims since 1978
185
Claims paid since 1978
$1.1M

Flood claims paid per year

Flood claims paid per year in Davis County
Beta
  • Flooding$148K · 5 claims

Storm history

Since 1996: 222 events, 3 deaths, $5.4M in damage

  • Thunderstorm Wind84 · 1 death
  • Heavy Snow46
  • Hail22
  • High Wind17
  • Flash Flood10
  • Winter Storm8
  • Heavy Rain7
  • Winter Weather6 · 1 death
  • Tornado5
  • Lightning4
Beta

Events per year

Storm events per year in Davis County
6
1
2
2
1
6
4
5
7
5
2
1
2
27
19
44
23
11
12
Beta

11 tornadoes on record (EF1 1, F0 7, F1 1, F2 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Winter Weather01/28/2025

    Northern Wasatch Front

    1 death, 2 injured

    What happened

    Two boys fell through ice into Glasmann Pond in South Ogden while fishing, approximately around 4:30 pm LST. While one was able to get out, the other was rescued by divers and later passed from the injuries sustained. Temperatures nearby reported from the Ogden-Hinckley Airport ASOS (KOGD) around the time of the incident were 39F, with clear skies reported. The maximum temperature that day (1/27) was 40F, the prior day (1/26) was 40F, and one more day prior (1/25) was 35F.

  • Thunderstorm Wind56 kt wind07/20/2023

    Clearfield, Davis County

    1 death, $1,000 damage

    What happened

    Strong thunderstorms and associated outflow winds moved through the area during the early evening. At approximately 6:18 pm MST, a witness saw a tree fall onto a 68-year-old bicyclist riding along the Denver and Rio Grande Western Rail paved multiuse trail. Law enforcement arrived on scene, finding the woman unconscious and pinned beneath the felled 40 to 50 ft tree. After being removed, life saving measures were preformed and she was transported to a local hospital in critical condition, where she later died from her injuries. The nearest observation in the area is from Hill AFB, which measured a gust of 67 mph at 6:26 pm MST. Other supporting wind gusts are noted from these strong storms in the area.

  • Avalanche02/03/2025

    Wasatch Mountains I-80 North

    1 death

    What happened

    A snowmobiler got caught in an avalanche in the Monte Cristo Snowmobile Area near the Rich and Cache county line. The victim's friend called for help, prompting a multi-agency search in which the victim was found deceased around 6:20 p.m. Monday, February 3. Deputies reported the snow was very deep where the avalanche occurred and it took 4 hours to locate the victim. Prior to this event, the northern Utah mountains received 1-2 feet of snow between Friday, January 31 and Sunday, February 2, followed by rising temperatures and strong winds.

  • Winter Weather03/25/2023

    Northern Wasatch Front

    5 injured, $200K damage

    What happened

    Snow showers caused reduced visibilities in addition to wetting area roads. By 9:45 pm, continued falling temperatures caused the on-ramp to northbound Interstate 15 from northbound Legacy Parkway to become covered in ice. This resulted in multiple vehicles to lose control, blocking the entire on-ramp. In total, 17 passenger vehicles and 2 semitrailer were involved in the accident. In total, 5 vehicle occupants were transported to area hospitals with non-life-threatening injuries.

  • Debris Flow04/08/2023

    Fruit Hgts, Davis County

    2 injured, $50K damage

    What happened

    A mudslide/debris flow in Fruit Heights on the 8th destroyed a barn, killed undefined livestock, and injured two individuals who were trapped in the debris. Both were rescued and temporarily hospitalized with injuries.

  • Avalanche03/28/2023

    Wasatch Mountains I-80 North

    2 injured, $20K damage

    What happened

    At around 11:30 am, a large avalanche occurred near the Gold Ridge / Hardscrabble backcountry area, approximately 7 miles ESE of Farmington. At the time of the avalanche, one snowcat carrying two occupants was caught in the slide and buried. A second snowcat and its five occupants were able to quickly uncover one of the buried snowcat occupants, who had sustained minor head injuries. This occupant was subsequently taken to an area hospital by ambulance. The second occupant was buried with their leg trapped beneath the snowcat, but was uncovered enough that they could breath. When rescue crews arrived, they were able to uncover the buried occupant, who was then transported by helicopter to a nearby hospital with a serious leg injury.

Drinking water

20 community water systems serve about 396,687 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

4 Superfund sites and 19 toxic release facilities in Davis County

Superfund sites

Toxic release facilities

Total: 616,385 lbs in 2024, 384,194 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk51 historic places

Frequently asked questions

How risky is Davis County for natural disasters?
FEMA rates Davis County relatively moderate for overall natural hazard risk, with expected losses of $128M a year. The highest-rated hazards are earthquake (relatively moderate), lightning (very high), landslide (relatively moderate).
What storms are most common in Davis County?
Since 1996, NOAA recorded 222 storm events affecting Davis County, most often thunderstorm wind (84), heavy snow (46), hail (22).
How many tornadoes have hit Davis County?
11 tornadoes have been recorded in Davis County since 1950.
How many homes in Davis County have flood insurance?
329 residential flood insurance policies are in force in Davis County, covering about 0.3% of homes. The program has paid $1.1M on 185 claims here since 1978.
What is the weather like in Davis County?
At Farmington 3 NW, average highs reach 91°F in Jul and lows fall to 22°F in Jan, with 20.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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