What is the largest city in Clay County, FL?

Lakeside is the largest city or town in Clay County, with about 32,105 residents.

How many ZIP codes are in Clay County?

Clay County includes 7 ZIP Code Tabulation Areas, including 32003, 32043, 32065, 32068, 32073.

What is the population of Clay County, FL?

About 227,584 people live in Clay County, based on American Community Survey 5-year estimates.

What counties border Clay County?

Clay County borders Duval County, St. Johns County, Putnam County, Baker County, Bradford County.

Clay County, FL: Cities, ZIP Codes & Local Data

Population

227,584

Land area

605sq mi

People per sq mi

376

ZIP codes

7

Clay County at a glance

Households here earn a median of $87,820 a year, 18% more than the Florida figure of $74,568.
A typical owner-occupied home is valued at $312,500 (13% below Florida) and median rent is $1,551 a month.
The biggest population centers are Lakeside (32,105), Oakleaf Plantation (32,070) and Fleming Island (29,766).

Local data for Clay County, FL

Counts from official public data

Housing and community stats

Clay County, FL, American Community Survey 2020-2024

Full profile

Median household income

$87,820

Poverty rate

9.2%

Median home value

$312,500

Prices +0.3% in a year

Median rent

$1,551/mo

Homeownership

75.9%

Bachelor's or higher

28.3%

Median age

40.4

Average commute

31.3 min

Largest reported origins and ancestries: German Americans (25,234), Irish Americans (24,244), Italian Americans (9,042).

Home values and rents Income, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

4.7%

Aug 2026, +0.2 pts in a year

Average annual pay

$61,207

57,660 jobs, 2025

Income per person

$59,301

BEA, 2024

Federal spending

$1.9B

FY 2026, $8,715 per person

PPP loans

$247M

4,664 loans, 33,440 jobs reported

Campaign donations

$867K

Itemized, 2026 cycle

Economy Federal spending PPP loans

How people get to work

Clay County, FL, workers 16 and older. American Community Survey 5-year estimates

Drove alone72.0%
Carpooled9.0%
Public transit0.1%
Walked0.8%
Bicycle0.4%
Taxi, ride-hailing, motorcycle or other1.8%
Worked from home15.9%

Average one-way commute: 31.3 minutes for people who do not work from home.

Environment and hazard risk

Clay County, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: lightning

Storm events since 1996

540

Most often thunderstorm wind

Flood insurance policies

4,005

5.1% of homes, county

July high / Jan low

92° / 45°F

53.4 inches of rain a year

Hazards, floods and storm history Check a flood zone 17 historic places

Health statistics

Share of adults in Clay County, FL, CDC PLACES estimates

All 40 measures

Obesity

34.9%

U.S. 33.3% +1.6 pts

Diabetes

12.2%

U.S. 12.1% about the same

Smoking

13.5%

U.S. 12.8% +0.7 pts

Uninsured (18-64)

11.7%

U.S. 11.1% +0.6 pts

Cities, towns and ZIP codes in Clay County

Population shown

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Frequently asked questions

What is the largest city in Clay County, FL?: Lakeside is the largest city or town in Clay County, with about 32,105 residents.
How many ZIP codes are in Clay County?: Clay County includes 7 ZIP Code Tabulation Areas, including 32003, 32043, 32065, 32068, 32073.
What is the population of Clay County, FL?: About 227,584 people live in Clay County, based on American Community Survey 5-year estimates.
What counties border Clay County?: Clay County borders Duval County, St. Johns County, Putnam County, Baker County, Bradford County.