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Putnam County, FL

6 cities and towns and 13 ZIP codes in Putnam County, Florida.

Population

75,164

Land area

728sq mi

People per sq mi

103

ZIP codes

13

Cities and towns in Putnam County

Putnam County at a glance

  • Putnam County is 75% less dense than Florida as a whole.
  • Households here earn a median of $47,934 a year, 36% less than the Florida figure of $74,568.
  • A typical owner-occupied home is valued at $160,300 (55% below Florida) and median rent is $906 a month.
  • The biggest population centers are Palatka (10,650), Crescent City (1,944) and Interlachen (1,923).

Local data for Putnam County, FL

Counts from official public data

Housing and community stats

Putnam County, FL, American Community Survey 2020-2024

Full profile

Median household income

$47,934

Poverty rate

23.4%

Median home value

$160,300

Prices +2.3% in a year

Median rent

$906/mo

Homeownership

75.4%

Bachelor's or higher

14.5%

Median age

45.0

Average commute

29.6 min

Largest reported origins and ancestries: Irish Americans (6,107), German Americans (4,457), Mexican Americans (4,384).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

5.1%

Sep 2026, -0.2 pts in a year

Average annual pay

$53,849

17,617 jobs, 2025

Income per person

$43,968

BEA, 2024

Federal spending

$629M

FY 2026, $8,578 per person

PPP loans

$55.7M

1,234 loans, 8,060 jobs reported

Campaign donations

$140K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Putnam County, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone77.0%
  • Carpooled10.1%
  • Public transit0.3%
  • Walked1.4%
  • Bicycle0.4%
  • Taxi, ride-hailing, motorcycle or other1.1%
  • Worked from home9.8%

Average one-way commute: 29.6 minutes for people who do not work from home.

Environment and hazard risk

Putnam County, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: hurricane

Storm events since 1996

596

Most often thunderstorm wind

Flood insurance policies

1,038

2.6% of homes, county

July high / Jan low

91° / 41°F

55.2 inches of rain a year

Hazards, floods and storm historyCheck a flood zone11 historic places

Health statistics

Share of adults in Putnam County, FL, CDC PLACES estimates

All 40 measures

Obesity

33.1%

U.S. 33.3% about the same

Diabetes

17.5%

U.S. 12.1% +5.4 pts

Smoking

21.0%

U.S. 12.8% +8.2 pts

Uninsured (18-64)

18.0%

U.S. 11.1% +6.9 pts

Cities, towns and ZIP codes in Putnam County

Population shown

Frequently asked questions

What is the largest city in Putnam County, FL?
Palatka is the largest city or town in Putnam County, with about 10,650 residents.
How many ZIP codes are in Putnam County?
Putnam County includes 13 ZIP Code Tabulation Areas, including 32112, 32131, 32139, 32140, 32147.
What is the population of Putnam County, FL?
About 75,164 people live in Putnam County, based on American Community Survey 5-year estimates.
What counties border Putnam County?
Putnam County borders Volusia County, Marion County, St. Johns County, Alachua County, Clay County, Flagler County, Bradford County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023