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Destin, FL

City in Okaloosa County, Florida. ZIP codes: 32541.

Population

14,077

Land area

7.5sq mi

People per sq mi

1,878

ZIP codes

1

Destin and its ZIP codes

Full map

Destin at a glance

  • Destin is about 4.5 times as dense as Florida as a whole.
  • Households here earn a median of $89,011 a year, 19% more than the Florida figure of $74,568.
  • A typical owner-occupied home is valued at $490,300 (37% above Florida) and median rent is $1,936 a month.

Local data for Destin, FL

Counts from official public data

Housing and community stats

Destin, FL, American Community Survey 2020-2024

Full profile

Median household income

$89,011

Poverty rate

7.4%

Median home value

$490,300

Median rent

$1,936/mo

Homeownership

69.7%

Bachelor's or higher

46.2%

Median age

41.5

Average commute

26.0 min

Largest reported origins and ancestries: German Americans (2,037), Irish Americans (1,562), Italian Americans (838).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Okaloosa County. PPP loans are for Destin.

Details

Unemployment rate

4.4%

Aug 2026, +0.4 pts in a year

Average annual pay

$63,935

89,542 jobs, 2025

Income per person

$66,226

BEA, 2024

Federal spending

$3.5B

FY 2026, $16,616 per person

PPP loans

$130M

1,749 loans, 17,024 jobs reported

Okaloosa County economyFederal spendingPPP loans

How people get to work

Destin, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone69.7%
  • Carpooled8.8%
  • Public transit0.6%
  • Walked2.8%
  • Bicycle0.5%
  • Taxi, ride-hailing, motorcycle or other1.1%
  • Worked from home16.4%

Average one-way commute: 26.0 minutes for people who do not work from home.

Environment and hazard risk

Destin, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: lightning

Storm events since 1996

439

Countywide, mostly thunderstorm wind

Flood insurance policies

8,128

10.2% of homes, county

July high / Jan low

91° / 45°F

55.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Destin, FL, CDC PLACES estimates

All 40 measures

Obesity

29.3%

U.S. 33.3% -4.0 pts

Diabetes

10.3%

U.S. 12.1% -1.8 pts

Smoking

11.4%

U.S. 12.8% -1.4 pts

Uninsured (18-64)

9.7%

U.S. 11.1% -1.4 pts

ZIP codes in Destin

1 in or overlapping Destin. Population shown

·

Cities near Destin

NameDistanceLand area (sq mi)
Lake LorraineCensus-designated place5.8 mi2.1
Eglin AFBCensus-designated place5.8 mi3.1
ShalimarTown6.8 mi0.3
ValparaisoCity7.4 mi11.9
Ocean CityCensus-designated place7.8 mi1.6
Cinco BayouTown7.8 mi0.2
Fort Walton BeachCity8.3 mi7.6
NicevilleCity8.6 mi14.4
Miramar BeachCensus-designated place9.8 mi7
WrightCensus-designated place10 mi5.5
Mary EstherCity11 mi1.5
Hurlburt FieldCensus-designated place14 mi10.1
FreeportCity22 mi23.3
NavarreCensus-designated place24 mi23.1
Navarre BeachCensus-designated place24 mi1.2
CrestviewCity25 mi17.5

Frequently asked questions

What county is Destin, FL in?
Destin is in Okaloosa County, Florida.
What ZIP codes are in Destin, FL?
ZIP codes in or overlapping Destin include 32541.
What is the population of Destin, FL?
About 14,077 people live in Destin, based on American Community Survey 5-year estimates.
What cities are near Destin?
Nearby places include Lake Lorraine (5.8 mi), Eglin AFB (5.8 mi), Shalimar (6.8 mi), Valparaiso (7.4 mi), Ocean City (7.8 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023