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Live Oak, FL

City in Suwannee County, Florida. ZIP codes: 32064.

Population

6,985

Land area

7.6sq mi

People per sq mi

916

ZIP codes

1

Live Oak and its ZIP codes

Live Oak at a glance

  • Live Oak is about 2.2 times as dense as Florida as a whole.
  • Households here earn a median of $59,375 a year, 20% less than the Florida figure of $74,568.
  • A typical owner-occupied home is valued at $160,300 (55% below Florida) and median rent is $903 a month.

Local data for Live Oak, FL

Counts from official public data

Housing and community stats

Live Oak, FL, American Community Survey 2020-2024

Full profile

Median household income

$59,375

Poverty rate

16.3%

Median home value

$160,300

Median rent

$903/mo

Homeownership

46.6%

Bachelor's or higher

11.0%

Median age

37.4

Average commute

21.2 min

Largest reported origins and ancestries: Irish Americans (593), German Americans (532), Mexican Americans (459).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Suwannee County. PPP loans are for Live Oak.

Details

Unemployment rate

5.6%

Aug 2026, +0.3 pts in a year

Average annual pay

$48,685

11,824 jobs, 2025

Income per person

$44,774

BEA, 2024

Federal spending

$372M

FY 2026, $8,561 per person

PPP loans

$10.99M

264 loans, 1,691 jobs reported

Suwannee County economyFederal spendingPPP loans

How people get to work

Live Oak, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone82.5%
  • Carpooled9.0%
  • Public transit0.0%
  • Walked2.4%
  • Bicycle0.2%
  • Taxi, ride-hailing, motorcycle or other0.7%
  • Worked from home5.2%

Average one-way commute: 21.2 minutes for people who do not work from home.

Environment and hazard risk

Live Oak, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: hurricane

Storm events since 1996

415

Countywide, mostly thunderstorm wind

Flood insurance policies

436

2.1% of homes, county

July high / Jan low

94° / 45°F

51.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone6 historic places

Health statistics

Share of adults in Live Oak, FL, CDC PLACES estimates

All 40 measures

Obesity

38.3%

U.S. 33.3% +5.0 pts

Diabetes

14.4%

U.S. 12.1% +2.3 pts

Smoking

14.9%

U.S. 12.8% +2.1 pts

Uninsured (18-64)

16.2%

U.S. 11.1% +5.1 pts

ZIP codes in Live Oak

1 in or overlapping Live Oak. Population shown

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Cities near Live Oak

Frequently asked questions

What county is Live Oak, FL in?
Live Oak is in Suwannee County, Florida.
What ZIP codes are in Live Oak, FL?
ZIP codes in or overlapping Live Oak include 32064.
What is the population of Live Oak, FL?
About 6,985 people live in Live Oak, based on American Community Survey 5-year estimates.
What cities are near Live Oak?
Nearby places include White Springs (14 mi), Jasper (15 mi), Day (20 mi), Lee (20 mi), Mayo (20 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023