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Coldwater, MI
City in Branch County, Michigan.
Population
13,671
Land area
9.4sq mi
People per sq mi
1,451
ZIP codes
0
Coldwater and its ZIP codes
Coldwater at a glance
- Coldwater is about 8.1 times as dense as Michigan as a whole.
- By population, it ranks 78th among 745 cities and towns in Michigan.
- The median household income is $50,781, 30% below the Michigan median of $72,875.
- A typical owner-occupied home is valued at $137,500 (41% below Michigan) and median rent is $943 a month.
Local data for Coldwater, MI
Counts from official public data
Housing and community stats
Coldwater, MI, American Community Survey 2020-2024
Median household income
$50,781
Poverty rate
21.3%
Median home value
$137,500
Median rent
$943/mo
Homeownership
64.3%
Bachelor's or higher
13.9%
Median age
39.5
Average commute
16.3 min
Largest reported origins and ancestries: German Americans (2,075), Irish Americans (1,707), Arab Americans (1,266).
Economy and federal money
Jobs, pay, income and spending are for Branch County. PPP loans are for Coldwater.
Unemployment rate
3.9%
Aug 2026, -0.5 pts in a year
Average annual pay
$56,859
15,400 jobs, 2025
Income per person
$47,018
BEA, 2024
Federal spending
$287M
FY 2026, $6,395 per person
How people get to work
Coldwater, MI, workers 16 and older. American Community Survey 5-year estimates
- Drove alone76.3%
- Carpooled9.9%
- Public transit0.5%
- Walked5.2%
- Bicycle0.8%
- Taxi, ride-hailing, motorcycle or other1.0%
- Worked from home6.4%
Average one-way commute: 16.3 minutes for people who do not work from home.
Environment and hazard risk
Coldwater, MI, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: hail
Storm events since 1996
359
Countywide, mostly thunderstorm wind
Flood insurance policies
73
0.4% of homes, county
July high / Jan low
82° / 16°F
39.1 inches of rain a year
Hazards, floods and storm historyCheck a flood zone10 historic places
Health statistics
Share of adults in Coldwater, MI, CDC PLACES estimates
Obesity
37.9%
U.S. 33.3% +4.6 pts
Diabetes
13.9%
U.S. 12.1% +1.8 pts
Smoking
19.9%
U.S. 12.8% +7.1 pts
Uninsured (18-64)
10.0%
U.S. 11.1% -1.1 pts
Cities near Coldwater
| Name | Distance | Land area (sq mi) |
|---|---|---|
| QuincyVillage | 5.8 mi | 1.6 |
| TekonshaVillage | 11 mi | 1 |
| BronsonCity | 11 mi | 1.4 |
| Union CityVillage | 11 mi | 1.4 |
| AllenVillage | 12 mi | 0.2 |
| BurlingtonVillage | 12 mi | 0.8 |
| SherwoodVillage | 13 mi | 1 |
| LitchfieldCity | 14 mi | 2.8 |
| Snow Lake, INCensus-designated place | 14 mi | 0.6 |
| ReadingCity | 15 mi | 1 |
| MontgomeryVillage | 15 mi | 1 |
| Fremont, INTown | 15 mi | 3.1 |
| AthensVillage | 16 mi | 1 |
| Clear Lake, INTown | 16 mi | 1.1 |
| Jimmerson Lake, INCensus-designated place | 16 mi | 1.7 |
| ColonVillage | 17 mi | 1.4 |
Frequently asked questions
- What county is Coldwater, MI in?
- Coldwater is in Branch County, Michigan.
- What is the population of Coldwater, MI?
- About 13,671 people live in Coldwater, based on American Community Survey 5-year estimates.
- What cities are near Coldwater?
- Nearby places include Quincy (5.8 mi), Tekonsha (11 mi), Bronson (11 mi), Union City (11 mi), Allen (12 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023