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Saginaw, MI
City in Saginaw County, Michigan. ZIP codes: 48602, 48607.
Population
43,536
Land area
17.1sq mi
People per sq mi
2,547
ZIP codes
2
Saginaw and its ZIP codes
Saginaw at a glance
- Saginaw is about 14 times as dense as Michigan as a whole.
- By population, it ranks 28th among 745 cities and towns in Michigan.
- The median household income is $38,579, 47% below the Michigan median of $72,875.
- A typical owner-occupied home is valued at $60,000 (74% below Michigan) and median rent is $922 a month.
Local data for Saginaw, MI
Counts from official public data
- Hospitals2
- Emergency Rooms2
- Nursing Homes2
- Schools21
- Libraries3
- Banks6
- Post Offices3
- Parks20
- Grocery Stores17
- Restaurants94
- Affordable Housing3
- Home Health Agencies1
- Hospice Care1
- Dialysis Centers4
- Rehab & Long-Term Care Hospitals3
- Community Health Centers20
- Mental Health & Addiction Treatment8
- Private Schools4
- Toxic Release Facilities1
- Historic Places19
Housing and community stats
Saginaw, MI, American Community Survey 2020-2024
Median household income
$38,579
Poverty rate
34.0%
Median home value
$60,000
Median rent
$922/mo
Homeownership
60.0%
Bachelor's or higher
13.3%
Median age
35.5
Average commute
19.2 min
Largest reported origins and ancestries: German Americans (6,376), Mexican Americans (5,708), Irish Americans (2,378).
Economy and federal money
Jobs, pay, income and spending are for Saginaw County. PPP loans are for Saginaw.
Unemployment rate
5.1%
Sep 2026, -0.4 pts in a year
Average annual pay
$60,997
80,210 jobs, 2025
Income per person
$52,699
BEA, 2024
Federal spending
$1.3B
FY 2026, $6,957 per person
PPP loans
$76.6M
958 loans, 7,063 jobs reported
How people get to work
Saginaw, MI, workers 16 and older. American Community Survey 5-year estimates
- Drove alone73.4%
- Carpooled14.8%
- Public transit0.7%
- Walked2.4%
- Bicycle0.8%
- Taxi, ride-hailing, motorcycle or other0.3%
- Worked from home7.7%
Average one-way commute: 19.2 minutes for people who do not work from home.
Environment and hazard risk
Saginaw, MI, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: winter weather
Storm events since 1996
565
Countywide, mostly thunderstorm wind
Flood insurance policies
841
1.1% of homes, county
July high / Jan low
83° / 16°F
34.0 inches of rain a year
Hazards, floods and storm historyCheck a flood zone19 historic places
Health statistics
Share of adults in Saginaw, MI, CDC PLACES estimates
Obesity
45.6%
U.S. 33.3% +12.3 pts
Diabetes
19.3%
U.S. 12.1% +7.2 pts
Smoking
23.6%
U.S. 12.8% +10.8 pts
Uninsured (18-64)
13.4%
U.S. 11.1% +2.3 pts
ZIP codes in Saginaw
2 in or overlapping Saginaw. Population shown
Cities near Saginaw
| Name | Distance | Land area (sq mi) |
|---|---|---|
| Buena VistaCensus-designated place | 2.6 mi | 4 |
| ZilwaukeeCity | 4 mi | 2.2 |
| BridgeportCensus-designated place | 5.8 mi | 8.4 |
| Robin Glen-IndiantownCensus-designated place | 6.2 mi | 2.8 |
| ShieldsCensus-designated place | 6.4 mi | 7.9 |
| FreelandCensus-designated place | 10 mi | 6.6 |
| Bay CityCity | 11 mi | 10.2 |
| FrankenmuthCity | 13 mi | 3.1 |
| St. CharlesVillage | 13 mi | 2.1 |
| ReeseVillage | 13 mi | 1.4 |
| BurtCensus-designated place | 13 mi | 6 |
| AuburnCity | 14 mi | 1.1 |
| HemlockCensus-designated place | 14 mi | 2.8 |
| EssexvilleCity | 14 mi | 1.3 |
| Birch RunVillage | 15 mi | 1.9 |
| MontroseCity | 17 mi | 1 |
Frequently asked questions
- What county is Saginaw, MI in?
- Saginaw is in Saginaw County, Michigan.
- What ZIP codes are in Saginaw, MI?
- ZIP codes in or overlapping Saginaw include 48602, 48607.
- What is the population of Saginaw, MI?
- About 43,536 people live in Saginaw, based on American Community Survey 5-year estimates.
- What cities are near Saginaw?
- Nearby places include Buena Vista (2.6 mi), Zilwaukee (4 mi), Bridgeport (5.8 mi), Robin Glen-Indiantown (6.2 mi), Shields (6.4 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023