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Two Harbors, MN
City in Lake County, Minnesota.
Population
3,567
Land area
3.3sq mi
People per sq mi
1,090
ZIP codes
0
Two Harbors and its ZIP codes
Two Harbors at a glance
- Two Harbors is about 15 times as dense as Minnesota as a whole.
- The median household income is $65,625, 26% below the Minnesota median of $89,062.
- A typical owner-occupied home is valued at $206,800 (37% below Minnesota) and median rent is $1,079 a month.
Local data for Two Harbors, MN
Counts from official public data
Housing and community stats
Two Harbors, MN, American Community Survey 2020-2024
Median household income
$65,625
Poverty rate
11.7%
Median home value
$206,800
Median rent
$1,079/mo
Homeownership
68.2%
Bachelor's or higher
22.0%
Median age
41.2
Average commute
25.3 min
Largest reported origins and ancestries: German Americans (884), Swedish Americans (468), Norwegian Americans (386).
Economy and federal money
Jobs, pay, income and spending are for Lake County. PPP loans are for Two Harbors.
Unemployment rate
4.3%
Aug 2026, +0.8 pts in a year
Average annual pay
$55,708
4,000 jobs, 2025
Income per person
$60,682
BEA, 2024
Federal spending
$99M
FY 2026, $9,075 per person
How people get to work
Two Harbors, MN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone79.9%
- Carpooled8.4%
- Public transit0.8%
- Walked6.1%
- Bicycle0.7%
- Taxi, ride-hailing, motorcycle or other0.0%
- Worked from home4.0%
Average one-way commute: 25.3 minutes for people who do not work from home.
Environment and hazard risk
Two Harbors, MN, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: strong wind
Storm events since 1996
606
Countywide, mostly heavy snow
Flood insurance policies
8
0.1% of homes, county
July high / Jan low
75° / 7°F
31.7 inches of rain a year
Hazards, floods and storm historyCheck a flood zone5 historic places
Health statistics
Share of adults in Two Harbors, MN, CDC PLACES estimates
Obesity
36.9%
U.S. 33.3% +3.6 pts
Diabetes
12.9%
U.S. 12.1% +0.8 pts
Smoking
17.5%
U.S. 12.8% +4.7 pts
Uninsured (18-64)
8.7%
U.S. 11.1% -2.4 pts
Cities near Two Harbors
| Name | Distance | Land area (sq mi) |
|---|---|---|
| Knife RiverCensus-designated place | 7.2 mi | 0.7 |
| Port Wing, WICensus-designated place | 23 mi | 1.2 |
| Rice LakeCity | 23 mi | 32.7 |
| Beaver BayCity | 23 mi | 0.8 |
| Herbster, WICensus-designated place | 25 mi | 5.6 |
| Silver BayCity | 26 mi | 7.6 |
| DuluthCity | 28 mi | 71.7 |
| Cornucopia, WICensus-designated place | 30 mi | 2.3 |
Frequently asked questions
- What county is Two Harbors, MN in?
- Two Harbors is in Lake County, Minnesota.
- What is the population of Two Harbors, MN?
- About 3,567 people live in Two Harbors, based on American Community Survey 5-year estimates.
- What cities are near Two Harbors?
- Nearby places include Knife River (7.2 mi), Port Wing, WI (23 mi), Rice Lake (23 mi), Beaver Bay (23 mi), Herbster, WI (25 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023