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Lake County, MN

5 cities and towns and 8 ZIP codes in Lake County, Minnesota.

Population

10,879

Land area

2,109sq mi

People per sq mi

5

ZIP codes

8

Cities and towns in Lake County

Lake County at a glance

  • Lake County is 93% less dense than Minnesota as a whole.
  • Households here earn a median of $75,541 a year, 15% less than the Minnesota figure of $89,062.
  • A typical owner-occupied home is valued at $241,300 (27% below Minnesota) and median rent is $1,093 a month.
  • The biggest population centers are Two Harbors (3,567), Silver Bay (1,769) and Finland (257).

Local data for Lake County, MN

Counts from official public data

Housing and community stats

Lake County, MN, American Community Survey 2020-2024

Full profile

Median household income

$75,541

Poverty rate

8.6%

Median home value

$241,300

Prices +4.5% in a year

Median rent

$1,093/mo

Homeownership

83.5%

Bachelor's or higher

26.8%

Median age

49.4

Average commute

24.8 min

Largest reported origins and ancestries: German Americans (2,903), Norwegian Americans (1,663), Swedish Americans (1,177).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

4.1%

Sep 2026, +0.6 pts in a year

Average annual pay

$55,708

4,000 jobs, 2025

Income per person

$60,682

BEA, 2024

Federal spending

$99M

FY 2026, $9,075 per person

PPP loans

$26.6M

469 loans, 3,971 jobs reported

Campaign donations

$132K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Lake County, MN, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone74.9%
  • Carpooled7.6%
  • Public transit0.3%
  • Walked3.2%
  • Bicycle0.3%
  • Taxi, ride-hailing, motorcycle or other0.5%
  • Worked from home13.2%

Average one-way commute: 24.8 minutes for people who do not work from home.

Environment and hazard risk

Lake County, MN, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: strong wind

Storm events since 1996

606

Most often heavy snow

Flood insurance policies

8

0.1% of homes, county

July high / Jan low

76° / 1°F

32.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone11 historic places

Health statistics

Share of adults in Lake County, MN, CDC PLACES estimates

All 40 measures

Obesity

35.4%

U.S. 33.3% +2.1 pts

Diabetes

12.5%

U.S. 12.1% about the same

Smoking

15.1%

U.S. 12.8% +2.3 pts

Uninsured (18-64)

7.2%

U.S. 11.1% -3.9 pts

Cities, towns and ZIP codes in Lake County

Population shown

Frequently asked questions

What is the largest city in Lake County, MN?
Two Harbors is the largest city or town in Lake County, with about 3,567 residents.
How many ZIP codes are in Lake County?
Lake County includes 8 ZIP Code Tabulation Areas, including 55601, 55603, 55607, 55609, 55614.
What is the population of Lake County, MN?
About 10,879 people live in Lake County, based on American Community Survey 5-year estimates.
What counties border Lake County?
Lake County borders St. Louis County, Cook County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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