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St. Joseph, MO

City in Buchanan County, Missouri. ZIP codes: 64501, 64503, 64504, 64505, 64506, 64507.

Population

71,236

Land area

44sq mi

People per sq mi

1,618

ZIP codes

6

St. Joseph and its ZIP codes

St. Joseph at a glance

  • St. Joseph is about 18 times as dense as Missouri as a whole.
  • It is the 9th most populous of 1,062 cities and towns in Missouri.
  • Households here earn a median of $57,956 a year, 18% less than the Missouri figure of $70,702.
  • A typical owner-occupied home is valued at $154,200 (33% below Missouri) and median rent is $898 a month.

Local data for St. Joseph, MO

Counts from official public data

Housing and community stats

St. Joseph, MO, American Community Survey 2020-2024

Full profile

Median household income

$57,956

Poverty rate

17.7%

Median home value

$154,200

Median rent

$898/mo

Homeownership

62.8%

Bachelor's or higher

23.0%

Median age

38.1

Average commute

17.0 min

Largest reported origins and ancestries: German Americans (15,967), Irish Americans (7,892), Mexican Americans (3,204).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Buchanan County. PPP loans are for St. Joseph.

Details

Unemployment rate

3.5%

Sep 2026, -0.1 pts in a year

Average annual pay

$62,044

46,348 jobs, 2025

Income per person

$54,306

BEA, 2024

Federal spending

$506M

FY 2026, $5,968 per person

PPP loans

$118M

1,206 loans, 13,680 jobs reported

Buchanan County economyFederal spendingPPP loans

How people get to work

St. Joseph, MO, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone79.0%
  • Carpooled11.4%
  • Public transit0.2%
  • Walked1.2%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.1%
  • Worked from home7.1%

Average one-way commute: 17.0 minutes for people who do not work from home.

Environment and hazard risk

St. Joseph, MO, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: hail

Storm events since 1996

538

Countywide, mostly thunderstorm wind

Flood insurance policies

215

0.7% of homes, county

July high / Jan low

88° / 17°F

34.8 inches of rain a year

Hazards, floods and storm historyCheck a flood zone42 historic places

Health statistics

Share of adults in St. Joseph, MO, CDC PLACES estimates

All 40 measures

Obesity

42.9%

U.S. 33.3% +9.6 pts

Diabetes

13.0%

U.S. 12.1% +0.9 pts

Smoking

19.3%

U.S. 12.8% +6.5 pts

Uninsured (18-64)

11.1%

U.S. 11.1% about the same

ZIP codes in St. Joseph

6 in or overlapping St. Joseph. Population shown

Cities near St. Joseph

NameDistanceLand area (sq mi)
Elwood, KSCity4.4 mi2.9
Country ClubVillage5.9 mi3.9
Wathena, KSCity7.1 mi2.3
AgencyVillage7.2 mi3.7
EastonCity9.2 mi0.6
CosbyVillage10 mi0.1
AmazoniaVillage10 mi0.4
FaucettCensus-designated place11 mi1
SavannahCity13 mi3.3
De KalbTown13 mi0.3
ClarksdaleCity14 mi0.3
GowerCity15 mi1
Troy, KSCity16 mi1
DearbornCity16 mi0.8
StewartsvilleCity16 mi1
RushvilleVillage17 mi0.2

Frequently asked questions

What county is St. Joseph, MO in?
St. Joseph is in Buchanan County, Missouri.
What ZIP codes are in St. Joseph, MO?
ZIP codes in or overlapping St. Joseph include 64501, 64503, 64504, 64505, 64506, 64507.
What is the population of St. Joseph, MO?
About 71,236 people live in St. Joseph, based on American Community Survey 5-year estimates.
What cities are near St. Joseph?
Nearby places include Elwood, KS (4.4 mi), Country Club (5.9 mi), Wathena, KS (7.1 mi), Agency (7.2 mi), Easton (9.2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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