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Spencer, NC

Town in Rowan County, North Carolina. ZIP codes: 28159.

Population

3,349

Land area

3.4sq mi

People per sq mi

986

ZIP codes

1

Spencer and its ZIP codes

Spencer at a glance

  • Spencer is about 4.5 times as dense as North Carolina as a whole.
  • The median household income is $65,465, 10% below the North Carolina median of $72,388.
  • A typical owner-occupied home is valued at $201,700 (30% below North Carolina) and median rent is $1,000 a month.

Local data for Spencer, NC

Counts from official public data

Housing and community stats

Spencer, NC, American Community Survey 2020-2024

Full profile

Median household income

$65,465

Poverty rate

11.2%

Median home value

$201,700

Median rent

$1,000/mo

Homeownership

72.7%

Bachelor's or higher

25.6%

Median age

44.2

Average commute

32.0 min

Largest reported origins and ancestries: German Americans (144), Mexican Americans (138), Irish Americans (87).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Rowan County. PPP loans are for Spencer.

Details

Unemployment rate

3.6%

Aug 2026, -0.5 pts in a year

Average annual pay

$60,925

51,121 jobs, 2025

Income per person

$51,712

BEA, 2024

Federal spending

$1.1B

FY 2026, $7,420 per person

PPP loans

$1.8M

40 loans, 265 jobs reported

Rowan County economyFederal spendingPPP loans

How people get to work

Spencer, NC, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone69.0%
  • Carpooled11.2%
  • Public transit0.0%
  • Walked0.0%
  • Bicycle1.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home18.7%

Average one-way commute: 32.0 minutes for people who do not work from home.

Environment and hazard risk

Spencer, NC, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: ice storm

Storm events since 1996

609

Countywide, mostly thunderstorm wind

Flood insurance policies

188

0.3% of homes, county

July high / Jan low

88° / 29°F

43.7 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Spencer, NC, CDC PLACES estimates

All 40 measures

Obesity

39.6%

U.S. 33.3% +6.3 pts

Diabetes

14.2%

U.S. 12.1% +2.1 pts

Smoking

17.3%

U.S. 12.8% +4.5 pts

Uninsured (18-64)

12.7%

U.S. 11.1% +1.6 pts

ZIP codes in Spencer

1 in or overlapping Spencer. Population shown

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Cities near Spencer

Frequently asked questions

What county is Spencer, NC in?
Spencer is in Rowan County, North Carolina.
What ZIP codes are in Spencer, NC?
ZIP codes in or overlapping Spencer include 28159.
What is the population of Spencer, NC?
About 3,349 people live in Spencer, based on American Community Survey 5-year estimates.
What cities are near Spencer?
Nearby places include East Spencer (1.1 mi), Salisbury (3.7 mi), Granite Quarry (5.8 mi), Tyro (7.4 mi), Faith (7.6 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023