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Coldwater, OH
Village in Mercer County, Ohio.
Population
4,191
Land area
1.9sq mi
People per sq mi
2,161
ZIP codes
0
Coldwater and its ZIP codes
Coldwater at a glance
- Coldwater is about 7.5 times as dense as Ohio as a whole.
- Households here earn a median of $68,009 a year, 5% less than the Ohio figure of $71,389.
- A typical owner-occupied home is valued at $232,200 (8% above Ohio) and median rent is $821 a month.
Local data for Coldwater, OH
Counts from official public data
Housing and community stats
Coldwater, OH, American Community Survey 2020-2024
Median household income
$68,009
Poverty rate
2.4%
Median home value
$232,200
Median rent
$821/mo
Homeownership
70.4%
Bachelor's or higher
29.0%
Median age
35.2
Average commute
16.3 min
Largest reported origins and ancestries: German Americans (2,685), Irish Americans (306), Mexican Americans (193).
Economy and federal money
Jobs, pay, income and spending are for Mercer County. PPP loans are for Coldwater.
Unemployment rate
2.3%
Aug 2026, -0.9 pts in a year
Average annual pay
$53,239
20,220 jobs, 2025
Income per person
$72,667
BEA, 2024
Federal spending
$251M
FY 2026, $5,894 per person
How people get to work
Coldwater, OH, workers 16 and older. American Community Survey 5-year estimates
- Drove alone78.9%
- Carpooled14.8%
- Public transit0.0%
- Walked1.7%
- Bicycle1.9%
- Taxi, ride-hailing, motorcycle or other0.0%
- Worked from home2.7%
Average one-way commute: 16.3 minutes for people who do not work from home.
Environment and hazard risk
Coldwater, OH, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: earthquake
Storm events since 1996
467
Countywide, mostly thunderstorm wind
Flood insurance policies
56
0.4% of homes, county
July high / Jan low
84° / 19°F
39.8 inches of rain a year
Health statistics
Share of adults in Coldwater, OH, CDC PLACES estimates
Obesity
35.8%
U.S. 33.3% +2.5 pts
Diabetes
10.8%
U.S. 12.1% -1.3 pts
Smoking
14.3%
U.S. 12.8% +1.5 pts
Uninsured (18-64)
6.9%
U.S. 11.1% -4.2 pts
Cities near Coldwater
| Name | Distance | Land area (sq mi) |
|---|---|---|
| St. HenryVillage | 4.3 mi | 1.7 |
| MontezumaVillage | 4.4 mi | 0.1 |
| CelinaCity | 6.1 mi | 5 |
| ChickasawVillage | 7.9 mi | 0.2 |
| Fort RecoveryVillage | 9 mi | 1.2 |
| BurkettsvilleVillage | 9 mi | 0.2 |
| Maria SteinCensus-designated place | 9.7 mi | 5.1 |
| New WestonVillage | 10 mi | 0.3 |
| North StarVillage | 11 mi | 0.5 |
| OsgoodVillage | 12 mi | 0.4 |
| YorkshireVillage | 13 mi | 0.3 |
| St. MarysCity | 13 mi | 4.7 |
| New BremenVillage | 14 mi | 2.3 |
| Salamonia, INTown | 14 mi | 0.7 |
| RossburgVillage | 14 mi | 0.1 |
| MendonVillage | 14 mi | 0.5 |
Frequently asked questions
- What county is Coldwater, OH in?
- Coldwater is in Mercer County, Ohio.
- What is the population of Coldwater, OH?
- About 4,191 people live in Coldwater, based on American Community Survey 5-year estimates.
- What cities are near Coldwater?
- Nearby places include St. Henry (4.3 mi), Montezuma (4.4 mi), Celina (6.1 mi), Chickasaw (7.9 mi), Fort Recovery (9 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023