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Moraine, OH
City in Montgomery County, Ohio. ZIP codes: 45409, 45439.
Population
6,536
Land area
9.3sq mi
People per sq mi
704
ZIP codes
2
Moraine and its ZIP codes
Moraine at a glance
- Moraine is about 2.4 times as dense as Ohio as a whole.
- By population, it ranks 250th among 1,264 cities and towns in Ohio.
- The median household income is $48,788, 32% below the Ohio median of $71,389.
- A typical owner-occupied home is valued at $156,800 (27% below Ohio) and median rent is $1,035 a month.
Local data for Moraine, OH
Counts from official public data
Housing and community stats
Moraine, OH, American Community Survey 2020-2024
Median household income
$48,788
Poverty rate
22.8%
Median home value
$156,800
Median rent
$1,035/mo
Homeownership
55.4%
Bachelor's or higher
17.3%
Median age
33.6
Average commute
23.3 min
Largest reported origins and ancestries: German Americans (866), Irish Americans (585), Honduran Americans (452).
Economy and federal money
Jobs, pay, income and spending are for Montgomery County. PPP loans are for Moraine.
Unemployment rate
3.9%
Aug 2026, -1.0 pts in a year
Average annual pay
$63,788
251,925 jobs, 2025
Income per person
$60,796
BEA, 2024
Federal spending
$5.15B
FY 2026, $9,584 per person
PPP loans
$84.84M
409 loans, 8,920 jobs reported
How people get to work
Moraine, OH, workers 16 and older. American Community Survey 5-year estimates
- Drove alone73.2%
- Carpooled7.5%
- Public transit0.0%
- Walked5.1%
- Bicycle1.5%
- Taxi, ride-hailing, motorcycle or other1.4%
- Worked from home11.2%
Average one-way commute: 23.3 minutes for people who do not work from home.
Environment and hazard risk
Moraine, OH, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: strong wind
Storm events since 1996
907
Countywide, mostly thunderstorm wind
Flood insurance policies
946
0.5% of homes, county
July high / Jan low
87° / 20°F
41.6 inches of rain a year
Hazards, floods and storm historyCheck a flood zone3 historic places
Health statistics
Share of adults in Moraine, OH, CDC PLACES estimates
Obesity
40.2%
U.S. 33.3% +6.9 pts
Diabetes
16.4%
U.S. 12.1% +4.3 pts
Smoking
20.3%
U.S. 12.8% +7.5 pts
Uninsured (18-64)
10.0%
U.S. 11.1% -1.1 pts
ZIP codes in Moraine
2 in or overlapping Moraine. Population shown
Cities near Moraine
| Name | Distance | Land area (sq mi) |
|---|---|---|
| West CarrolltonCity | 2.6 mi | 6.4 |
| OakwoodCity | 3.5 mi | 2.2 |
| DrexelCensus-designated place | 4 mi | 2.2 |
| KetteringCity | 4 mi | 18.7 |
| MiamisburgCity | 5.5 mi | 12.3 |
| DaytonCity | 5.7 mi | 55.8 |
| Fort McKinleyCensus-designated place | 6.9 mi | 1.3 |
| CentervilleCity | 7.1 mi | 11 |
| TrotwoodCity | 7.5 mi | 30.5 |
| ShilohCensus-designated place | 7.5 mi | 3.9 |
| GermantownCity | 8.6 mi | 4.2 |
| RiversideCity | 8.9 mi | 9.7 |
| BellbrookCity | 9 mi | 3.1 |
| New LebanonVillage | 9.1 mi | 2 |
| BeavercreekCity | 9.5 mi | 26.6 |
| CarlisleCity | 9.8 mi | 3.6 |
Frequently asked questions
- What county is Moraine, OH in?
- Moraine is in Montgomery County, Ohio.
- What ZIP codes are in Moraine, OH?
- ZIP codes in or overlapping Moraine include 45409, 45439.
- What is the population of Moraine, OH?
- About 6,536 people live in Moraine, based on American Community Survey 5-year estimates.
- What cities are near Moraine?
- Nearby places include West Carrollton (2.6 mi), Oakwood (3.5 mi), Drexel (4 mi), Kettering (4 mi), Miamisburg (5.5 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023