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SBA Loans in Gilroy, CA
7(a) and 504 loans approved, fiscal years 2022 to 2026
- Loans approved
- 56
- Amount approved
- $41.65M
- Jobs supported
- 740
- As reported by borrowers
Counts and dollar amounts are SBA 7(a) and 504 loans approved in each federal fiscal year (October to September), from SBA's FOIA loan data. Loans are placed by the project county and the borrower's city. Borrower names are not shown. Jobs supported are the jobs borrowers reported when they applied.
Loans by fiscal year
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| Year | Loans | Amount | Average | 7(a) | 504 |
|---|---|---|---|---|---|
| FY2026 (through 06/30/2026) | 12 | $3.93M | $327,300 | 7 | 5 |
| FY2025 | 13 | $7.97M | $612,977 | 12 | 1 |
| FY2024 | 17 | $19.04M | $1,119,976 | 15 | 2 |
| FY2023 | 7 | $2.18M | $311,314 | 7 | 0 |
| FY2022 | 7 | $8.53M | $1,219,071 | 4 | 3 |
Top industries
All years shown, by amount
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| Industry | Loans | Amount |
|---|---|---|
| All Other Amusement and Recreation Industries | 1 | $5M |
| Painting and Wall Covering Contractors | 5 | $4.47M |
| All Other Specialty Trade Contractors | 3 | $4.35M |
| Child Care Services | 1 | $3.15M |
| Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services | 1 | $3.05M |
| Meat and Meat Product Merchant Wholesalers | 1 | $2.66M |
| General Automotive Repair | 4 | $2.46M |
| New Single-Family Housing Construction (except For-Sale Builders) | 4 | $2.28M |
| Limited-Service Restaurants | 4 | $2.13M |
| Commercial Bakeries | 2 | $1.93M |
Top lenders
7(a) lenders and 504 certified development companies, by amount
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| Lender | Loans | Amount |
|---|---|---|
| Mortgage Capital Development Corporation | 5 | $10.43M |
| FDIC - Community Bank & Trust-West Georgia | 1 | $5M |
| InBank | 1 | $3.15M |
| Live Oak Banking Company | 1 | $3.05M |
| Bay Area Employment Development Company | 3 | $2.41M |
| Newtek Bank, National Association | 2 | $2.28M |
| Harvest Small Business Finance, LLC | 2 | $2.04M |
| Enterprise Bank & Trust | 2 | $1.48M |
| Business Finance Capital | 2 | $1.47M |
| KeyPoint CU | 1 | $1.36M |
Source: U.S. Small Business Administration, 7(a) and 504 FOIA loan data · Last updated 06/30/2026