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Circle Federal Credit Union
Niles, MI. NCUA charter 22114. Figures as of 06/30/2026.
- Total assets
- $117M
- Members
- 6,127
- Locations
- 3
- Net worth ratio
- 9.14%
- 7% or more is well capitalized
Details
- Main office
- PO Box 490, Niles, MI 49120
- Charter
- Federal charter. NCUA charter 22114
- Year opened
- 1975
- Loans
- $80.21M
- Member deposits
- $106M
- Delinquent loans
- 0.25% of loans (60 days or more past due)
- Employees
- 37
- Designations
- Low-income designated credit union
Circle Federal Credit Union locations
Main office first, then by state and city
Swipe the table sideways to see more columns.
| Office | Address | Phone |
|---|---|---|
| Niles BranchMain office | 507 E Main St, Niles, MI, 49120 | (269) 684-6005 |
| Cass Branch | 1050 E State St, Cassopolis, MI, 49031 | (269) 445-1951 |
| Edwardsburg Branch | 68925 M-62, Suite A, Edwardsburg, MI, 49112 | (269) 414-4327 |
Frequently asked questions
- How big is Circle Federal Credit Union?
- As of 06/30/2026, Circle Federal Credit Union reported $117M in total assets and 6,127 members.
- Is Circle Federal Credit Union federally insured?
- Yes. Circle Federal Credit Union files call reports with the NCUA as a federally insured credit union. Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per ownership category.
- What is a net worth ratio?
- Net worth divided by total assets. The NCUA considers a credit union well capitalized at 7% or more. Most credit unions are well above that level.
- Who can join a credit union?
- Each credit union has a field of membership, such as people who live or work in an area, employees of certain companies, or members of a group. Check with the credit union directly.
Source: National Credit Union Administration, Call Report Data and Credit Union Branch Information · Quarter ending 06/30/2026