What is the largest credit union in Michigan?

Lake Michigan Credit Union in Grand Rapids is the largest credit union based in Michigan, with $17.26B in assets and 536,976 members as of 06/30/2026.

How many credit unions are in Michigan?

169 federally insured credit unions are headquartered in Michigan, and the state has 835 credit union locations in all.

Are credit union deposits insured?

Credit unions in this list are federally insured by the National Credit Union Share Insurance Fund, run by the NCUA. Standard coverage is $250,000 per member, per insured credit union, for each account ownership category.

What is a net worth ratio?

Net worth divided by total assets. The NCUA considers a credit union well capitalized at 7% or more. Most credit unions are well above that level.

Who can join a credit union?

Each credit union has a field of membership, such as people who live or work in an area, employees of certain companies, or members of a group. Check with the credit union directly.

Checked Oct 24, 2026

Credit Unions in Michigan

Federally insured credit unions from NCUA data, as of 06/30/2026

Credit unions based here: 169
Their assets: $121B
Their members: 6,132,937; Wherever members live
Locations in the state: 835; Includes credit unions based elsewhere

Credit unions based in Michigan

By total assets. Locations count every office, in any state.

Swipe the table sideways to see more columns.

#	Credit union	Assets	Members	Locations
1	Lake Michigan Credit UnionGrand Rapids	$17.26B	536,976	81
2	Michigan State University Federal Credit UnionEast Lansing	$8.87B	405,979	38
3	DFCU Financial Credit UnionDearborn	$8.04B	242,800	39
4	Genisys Credit UnionAuburn Hills	$6.56B	296,987	34
5	United Federal Credit UnionSt Joseph	$4.43B	191,845	44
6	Michigan Schools and Government Credit UnionClinton Townshi	$4.41B	163,462	24
7	Advia Credit UnionKalamazoo	$4.06B	189,402	34
8	Consumers Credit UnionOshtemo	$2.89B	155,558	35
9	Lake Trust Credit UnionBrighton	$2.88B	175,187	24
10	Dow Credit UnionMidland	$2.62B	83,961	2
11	Elga Credit UnionGrand Blanc	$2.5B	117,308	22
12	Dort Financial Credit UnionGrand Blanc	$2.44B	123,468	19
13	Community Choice Credit UnionFarmington Hill	$2.12B	115,511	23
14	Honor Credit UnionBerrien Springs	$1.88B	105,352	28
15	Credit Union OneFerndale	$1.81B	107,597	17
16	Financial Plus Credit UnionFlint	$1.67B	81,851	13
17	Frankenmuth Credit UnionFrankenmuth	$1.59B	78,652	33
18	Vibe Credit UnionNovi	$1.58B	74,191	16
19	Michigan First Credit UnionLathrup Village	$1.49B	160,186	32
20	Orsa Credit UnionPlymouth	$1.47B	86,714	14
21	University of Michigan Credit UnionAnn Arbor	$1.45B	121,042	16
22	Wildfire Credit UnionSaginaw	$1.2B	50,643	7
23	Lafcu Credit UnionLansing	$1.13B	72,706	10
24	Christian Financial Credit UnionSterling Height	$1.12B	61,542	13
25	Michigan Educational Credit UnionPlymouth	$1.11B	46,838	7
26	Zeal Credit UnionLivonia	$1.06B	69,473	18
27	4front Credit UnionTraverse City	$1.04B	103,869	23
28	Kellogg Community Credit UnionBattle Creek	$1.02B	50,577	14
29	Alpena-Alcona Area Credit UnionAlpena	$976M	50,248	13
30	True Community Credit UnionJackson	$955M	82,329	15
31	Tlc Community Credit UnionAdrian	$950M	47,489	9
32	Members First Credit UnionMidland	$905M	67,906	11
33	Arbor Financial Credit UnionKalamazoo	$899M	47,138	13
34	Pfcu Credit UnionPortland	$873M	57,165	13
35	Team One Credit UnionSaginaw	$766M	46,443	12
36	Alliance Catholic Credit UnionFarmington Hill	$719M	32,841	13
37	Northland Area Federal Credit UnionAlpena	$714M	48,241	17
38	Omni Community Credit UnionBattle Creek	$662M	47,039	12
39	American 1 Credit UnionJackson	$661M	67,470	18
40	Security Credit UnionGrand Blanc	$653M	53,797	17
41	Adventure Credit UnionGrand Rapids	$646M	42,876	10
42	Embers Credit UnionMarquette	$622M	33,458	8
43	Sovita Credit UnionFlint	$592M	17,583	5
44	Diversified Members Credit UnionDetroit	$589M	30,531	4
45	People Driven Credit UnionSouthfield	$520M	25,314	5
46	Loc Credit UnionFarmington	$485M	27,509	6
47	Jolt Credit UnionSaginaw	$484M	27,324	5
48	Cornerstone Community Financial Credit UnionAuburn Hills	$470M	25,860	9
49	Public Service Credit UnionRomulus	$468M	31,889	11
50	Wmcu Credit UnionGrand Rapids	$455M	29,047	13
51	Monroe Community Credit UnionMonroe	$406M	32,051	6
52	Case Credit UnionLansing	$400M	26,447	5
53	Tba Credit UnionTraverse City	$390M	20,828	2
54	Ignite Credit UnionBattle Creek	$380M	29,382	10
55	Our Credit UnionRoyal Oak	$375M	23,559	6
56	Marshall Community Credit UnionMarshall	$372M	16,564	3
57	United Financial Credit UnionSaginaw	$360M	21,552	10
58	Peninsula Federal Credit UnionEscanaba	$356M	17,923	4
59	Freestar Financial Credit UnionMount Clemens	$350M	21,757	8
60	Michigan United Credit UnionAuburn Hills	$349M	23,946	9
61	Extra Credit UnionWarren	$345M	18,997	2
62	Soo Co-Op Credit UnionSault Sainte Ma	$324M	24,425	6
63	Forest Area Federal Credit UnionFife Lake	$318M	21,720	8
64	Preferred Credit UnionGrand Rapids	$318M	23,275	6
65	United Bay Community Credit UnionBay City	$302M	18,969	6
66	Kalsee Credit UnionKalamazoo	$292M	22,013	7
67	North Central Area Credit UnionHoughton Lake	$272M	20,640	7
68	St. Francis X Federal Credit UnionPetoskey	$269M	10,085	4
69	Advantage One Credit UnionBrownstown	$268M	18,516	3
70	Filer Credit UnionManistee	$262M	13,435	4
71	Gerber Federal Credit UnionFremont	$260M	16,098	3
72	Community West Credit UnionKentwood	$252M	17,700	5
73	Chief Financial Federal Credit UnionRochester Hills	$250M	21,238	5
74	Michigan One Community Credit UnionIonia	$240M	19,040	5
75	Michigan Legacy Credit UnionWyandotte	$227M	17,910	5
76	Isabella Community Credit UnionMt Pleasant	$222M	13,524	5
77	Parda Federal Credit UnionAuburn Hills	$217M	14,874	7
78	Aac Credit UnionGrand Rapids	$212M	14,758	8
79	U.p. State Credit UnionEscanaba	$210M	14,446	6
80	Trunorth Federal Credit UnionIshpeming	$203M	15,471	3
81	Awakon Federal Credit UnionOnaway	$203M	14,905	7
82	Service 1 Federal Credit UnionMuskegon	$199M	21,028	5
83	Polish-American Federal Credit UnionTroy	$195M	7,439	2
84	Downriver Community Federal Credit UnionEcorse	$193M	12,089	3
85	Journey Federal Credit UnionSaint Johns	$187M	17,304	4
86	Safe Harbor Credit UnionLudington	$184M	8,984	1
87	Health Advantage Federal Credit UnionSaginaw	$179M	10,711	3
88	Family Financial Credit UnionNorton Shores	$176M	16,583	4
89	Wolverine State Credit UnionAlpena	$173M	9,824	5
90	H.p.c. Credit UnionAlpena	$172M	7,703	3
91	Harborlight Credit UnionWhitehall	$170M	11,505	2
92	Wayne-Westland Federal Credit UnionWestland	$161M	10,711	1
93	Best Financial Credit UnionMuskegon	$154M	12,949	2
94	Consumers Professional Credit UnionLansing	$150M	7,075	3
95	Iron Mountain Kingsford Community Federal Credit UnionKingsford	$149M	10,028	1
96	Community First Federal Credit UnionLakeview	$149M	13,927	6
97	Financialedge Credit UnionBay City	$147M	8,831	2
98	Lenco Credit UnionAdrian	$145M	7,536	2
99	Ukrainian Selfreliance Michigan Federal Credit UnionWarren	$140M	4,430	2
100	Walled Lake Schools Federal Credit UnionWolverine Lake	$138M	5,014	2
101	Breakwater Federal Credit UnionHoughton	$138M	10,420	1
102	Integra First Federal Credit UnionPowers	$135M	11,557	5
103	Sunrise Family Credit UnionBay City	$133M	11,083	3
104	Straits Area Federal Credit UnionCheboygan	$132M	11,900	4
105	Meijer Credit UnionGrand Rapids	$128M	15,402	3
106	River Valley Credit UnionAda	$124M	9,121	3
107	Circle Federal Credit UnionNiles	$117M	6,127	3
108	Marquette Community Federal Credit UnionMarquette	$117M	8,211	2
109	Total Community Credit UnionTaylor	$111M	6,334	2
110	The Local Credit UnionSterling Height	$107M	9,432	1
111	Great Lakes First Federal Credit UnionEscanaba	$105M	7,387	2
112	Route 31 Federal Credit UnionMuskegon	$105M	9,479	2
113	Compass Credit UnionSparta	$101M	7,542	2
114	Family First Credit UnionSaginaw	$96.76M	5,326	4
115	Traverse Catholic Federal Credit UnionTraverse City	$92.24M	6,690	3
116	Wexford Community Credit UnionCadillac	$88.76M	8,028	3
117	Shore To Shore Community Federal Credit UnionTrenton	$85.05M	5,214	2
118	South Central Credit UnionJackson	$84.6M	6,794	2
119	Limestone Financial Credit UnionManistique	$83.1M	4,979	3
120	Lake Huron Credit UnionSaginaw	$81.53M	6,244	3
121	Muskegon Federal Credit UnionMuskegon	$80.78M	5,054	3
122	Thornapple Credit UnionHastings	$79.23M	8,550	3
123	Intandem Credit UnionGrand Rapids	$75.79M	4,976	2
124	Michigan Columbus Federal Credit UnionLivonia	$74.98M	4,541	2
125	Tahquamenon Area Credit UnionNewberry	$69.59M	4,582	2
126	Community Focus Federal Credit UnionBrownstown	$68.03M	4,805	4
127	A.b.d. Federal Credit UnionWarren	$66.5M	6,130	3
128	Lincoln Park Community Credit UnionLincoln Park	$63.39M	3,044	1
129	Baraga County Federal Credit UnionLanse	$63.06M	4,821	1
130	One Detroit Credit UnionDetroit	$61.78M	12,602	4
131	Gratiot Community Credit UnionAlma	$59.73M	6,667	4
132	Gr Consumers Credit UnionWyoming	$52.05M	2,782	1
133	Aeroquip Credit UnionJackson	$51.62M	3,973	4
134	Southeast Michigan State Employees Federal Credit UnionWest Bloomfield	$51.45M	3,042	1
135	Country Heritage Credit UnionBuchanan	$51.38M	1,195	1
136	Tri-Cities Credit UnionGrand Haven	$51.26M	3,558	4
137	Lakeshore Federal Credit UnionMuskegon	$45.21M	2,633	1
138	Manistique Federal Credit UnionManistique	$44.19M	3,107	1
139	Auto-Owners Associates Credit UnionLansing	$43.8M	2,537	1
140	Port City Federal Credit UnionMuskegon	$42.09M	2,640	1
141	Chiropractic Federal Credit UnionFarmington	$41.66M	2,585	1
142	Grand Trunk Battle Creek Emp Federal Credit UnionBattle Creek	$39.68M	2,493	2
143	Gogebic County Federal Credit UnionBessemer	$38.55M	3,731	3
144	Detour Drummond Community Credit UnionDrummond Island	$38.54M	2,003	2
145	Graco Federal Credit UnionAlma	$38.17M	3,364	1
146	Settlers Federal Credit UnionBruce Crossing	$37.82M	3,991	2
147	Alpena Community Credit UnionAlpena	$35.56M	2,251	1
148	Flagship Community Federal Credit UnionPort Huron	$34.75M	3,015	2
149	Kenowa Community Federal Credit UnionWyoming	$30.4M	2,533	1
150	Montcalm Public Employees Credit UnionEdmore	$26.87M	1,770	1
151	Farm Bureau Family Credit UnionLansing	$26.55M	2,501	1
152	Construction Federal Credit UnionBingham Farms	$26.35M	1,173	1
153	Dowagiac Area Federal Credit UnionDowagiac	$26.03M	1,827	1
154	Michigan Coastal Credit UnionMuskegon	$25.74M	2,426	2
155	Northwest Consumers Federal Credit UnionTraverse City	$25.05M	2,273	3
156	Tandem Federal Credit UnionWarren	$22.25M	2,235	2
157	Warren Municipal Federal Credit UnionWarren	$22.11M	1,398	1
158	United Churches Credit UnionTaylor	$21.91M	1,139	1
159	Electrical Workers Local 58 Credit UnionDetroit	$21.37M	1,736	2
160	Blue Water Federal Credit UnionPort Huron	$20.42M	1,201	3
161	Frankfort Community Federal Credit UnionFrankfort	$19.64M	2,092	1
162	International UAW Federal Credit UnionDetroit	$19.5M	1,663	2
163	Northern Lights Community Federal Credit UnionChatham	$12.9M	1,286	1
164	Muskegon St Joseph Federal Credit UnionMuskegon	$12.44M	1,268	1
165	Lake Superior Credit UnionOntonagon	$11.16M	1,320	1
166	Rock Community Federal Credit UnionRock	$9.08M	830	2
167	Westacres Credit UnionWest Bloomfield	$7.08M	557	1
168	West Michigan Postal Service Federal Credit UnionMuskegon	$7.07M	809	1
169	I.m. Detroit District Credit UnionDetroit	$1.91M	65	2

Show all 169Show fewer

Cities with the most credit union locations

Main offices and branches, including credit unions based in other states

Swipe the table sideways to see more columns.

City	Locations	Credit unions
Grand Rapids	46	29
Saginaw	25	13
Flint	22	16
Lansing	19	11
Detroit	18	14
Kalamazoo	16	7
Muskegon	15	11
Troy	14	14
Jackson	13	6
Livonia	13	10
Ann Arbor	12	3
Battle Creek	12	7
Traverse City	12	7
Warren	12	12
Bay City	11	9
Holland	11	7
Sterling Heights	10	9
Dearborn	8	6
Portage	8	6
Alpena	7	4
Auburn Hills	7	6
East Lansing	7	3
Grand Blanc	7	6
Midland	7	6
Shelby Township	7	7
Waterford	7	5
Adrian	6	4
Brighton	6	5
Canton	6	4
Petoskey	6	3
Royal Oak	6	5
West Bloomfield	6	6
Kentwood	5	5
Lapeer	5	3
Marquette	5	3
Niles	5	4
Novi	5	4
Owosso	5	5
Plymouth	5	4
Taylor	5	5

Show all 40Show fewer

Frequently asked questions

What is the largest credit union in Michigan?: Lake Michigan Credit Union in Grand Rapids is the largest credit union based in Michigan, with $17.26B in assets and 536,976 members as of 06/30/2026.
How many credit unions are in Michigan?: 169 federally insured credit unions are headquartered in Michigan, and the state has 835 credit union locations in all.
Are credit union deposits insured?: Credit unions in this list are federally insured by the National Credit Union Share Insurance Fund, run by the NCUA. Standard coverage is $250,000 per member, per insured credit union, for each account ownership category.
What is a net worth ratio?: Net worth divided by total assets. The NCUA considers a credit union well capitalized at 7% or more. Most credit unions are well above that level.
Who can join a credit union?: Each credit union has a field of membership, such as people who live or work in an area, employees of certain companies, or members of a group. Check with the credit union directly.

Source: National Credit Union Administration, Call Report Data and Credit Union Branch Information · Quarter ending 06/30/2026

Data sources

Credit Union Call Report Data and Branch LocationsNational Credit Union Administration

See something wrong? Request a correction

More for Michigan

More money data

About this data

Financial and loans: Rates, loan limits, lending data and economic figures are provided for general information only and are not financial, investment, tax or credit advice. Rates shown are published averages and are not an offer of credit. Contact a licensed lender or financial professional about your situation.

DatenUS is a private website and is not affiliated with or endorsed by any government agency. We republish public data from the sources listed on this page. Data can be incomplete, delayed or wrong. Always check the original source before you make a decision.

Our servers read this data automatically from government sources. Errors can come from the source itself or from the way we read, process or display it, and we do not guarantee that it is accurate, complete or current. Verify anything important with the official source.

Report an error Read the full disclaimer