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United Financial Credit Union
Saginaw, MI. NCUA charter 61657. Figures as of 06/30/2026.
- Total assets
- $360M
- Members
- 21,552
- Locations
- 10
- Net worth ratio
- 10.73%
- 7% or more is well capitalized
Details
- Main office
- P.O. Box 6430, Saginaw, MI 48608
- Charter
- State charter. NCUA charter 61657
- Year opened
- 1964
- Loans
- $218M
- Member deposits
- $326M
- Delinquent loans
- 1.03% of loans (60 days or more past due)
- Employees
- 82
- Designations
- Low-income designated credit union
United Financial Credit Union locations
Main office first, then by state and city
Swipe the table sideways to see more columns.
| Office | Address | Phone |
|---|---|---|
| United Financial Credit UnionMain office | 4685 State St, Saginaw, MI, 48603 | (989) 777-3620 |
| United Financial Credit Union | 1026 W Midland Rd, Auburn, MI, 48611 | (989) 777-3620 |
| United Financial Credit Union | 6310 Dixie Hwy, Bridgeport, MI, 48722 | (989) 777-3620 |
| United Financial/Dixie Hwy | 6310 Dixie Hwy, Bridgeport, MI, 48722 | (989) 777-3620 |
| United Financial Credit Union | 4685 STATE ST, Saginaw, MI, 48603 | (989) 777-3620 |
Frequently asked questions
- How big is United Financial Credit Union?
- As of 06/30/2026, United Financial Credit Union reported $360M in total assets and 21,552 members.
- Is United Financial Credit Union federally insured?
- Yes. United Financial Credit Union files call reports with the NCUA as a federally insured credit union. Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per ownership category.
- What is a net worth ratio?
- Net worth divided by total assets. The NCUA considers a credit union well capitalized at 7% or more. Most credit unions are well above that level.
- Who can join a credit union?
- Each credit union has a field of membership, such as people who live or work in an area, employees of certain companies, or members of a group. Check with the credit union directly.
Source: National Credit Union Administration, Call Report Data and Credit Union Branch Information · Quarter ending 06/30/2026