Mobile County, AL Environment & Hazard Risk
Relatively High natural hazard risk, led by hurricane. 890 storm events since 1996.
- Expected yearly loss
- $298M
- Relatively High nationally
- Storm events since 1996
- 890
- Most often thunderstorm wind
- Flood insurance policies
- 5,422
- 3.6% of homes
- Hurricanes nearby
- 10
- 24 tropical storms or stronger since 1852
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively High
Score 98.0 of 100
Social vulnerability
Relatively Moderate
Score 53.9 of 100
Community resilience
Relatively High
Score 79.7 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $85.3B · Agriculture value exposed: $117M · Risk-adjusted yearly loss: $343M
Risk by hazard
- HurricaneVery High$178M/yr expected annual loss, about once every 4 years
- LightningVery High$3.1M/yr expected annual loss, about 85 events a year
- Heat waveRelatively Moderate$6.6M/yr expected annual loss, about 10.0 events a year
- TornadoRelatively High$10.1M/yr expected annual loss, about 1.2 events a year
- WildfireRelatively Moderate$2.3M/yr expected annual loss, about once every 241 years
- Coastal floodingRelatively High$5.8M/yr expected annual loss, about 4.8 events a year
- DroughtRelatively Moderate$1.2M/yr expected annual loss, about 17 events a year
- Cold waveRelatively Moderate$4.8M/yr expected annual loss, about once every 1 year
- EarthquakeRelatively Low$2.5M/yr expected annual loss, about once every 853 years
- HailRelatively Moderate$953K/yr expected annual loss, about 1.7 events a year
- Winter weatherRelatively Moderate$204K/yr expected annual loss, about once every 1 year
- Strong windRelatively Moderate$1.2M/yr expected annual loss, about 1.9 events a year
- Ice stormRelatively Moderate$374K/yr expected annual loss, about once every 2 years
- LandslideRelatively Low$6,776/yr expected annual loss, about once every 3 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 5,422 of 150,048 (3.6%)
- Homes in high-risk flood zones
- 9,472
- Insured in high-risk zones
- 4,277 (45%)
- Flood claims since 1978
- 15,117
- Claims paid since 1978
- $369M
Flood claims paid per year
- Hurricane Katrina$220M · 3,374 claims
- Hurricane Georges$32M · 2,021 claims
- Hurricane Ivan$26.3M · 1,407 claims
- Flooding$23.8M · 1,848 claims
- Hurricane Frederic$17.7M · 1,472 claims
- Hurricane Danny$4.7M · 532 claims
Storm history
Since 1996: 890 events, 9 deaths, $113M in damage
- Thunderstorm Wind304
- Flash Flood173
- Hail168
- Tornado77 · 1 death
- Lightning63 · 3 deaths
- Coastal Flood23
- Tropical Storm13
- Storm Surge/Tide13
- Heavy Rain12
- Waterspout11
Events per year
129 tornadoes on record (EF0 31, EF1 24, EF2 3, F0 32, F1 25, F2 9, F3 4).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Hurricane (Typhoon)09/15/2020
Mobile Coastal
$76M damage
What happened
Hurricane Sally made landfall in Gulf Shores, AL at 5am on Wednesday, September 16th as a strong Category 2 hurricane with maximum sustained winds of 105 mph. Sally produced widespread wind, storm surge, and freshwater flooding across coastal AL and the western Florida Panhandle. Flood and wind damage also extended well inland into inland southwest Alabama and south central Alabama. Sally was an extremely slow moving hurricane, which prolonged and exacerbated the local impacts. The storm was moving at less than 5 mph at the time of landfall, resulting in a long duration of tropical storm and hurricane force winds, storm surge, and torrential rainfall. ||Storm surge and resultant damage was widespread and significant from Baldwin County eastward to Okaloosa County. The highest surge occurred in the bays and sounds of Alabama and the western Florida Panhandle, with generally lower values and lesser impacts on the immediate Gulf facing shores. A peak inundation of 7 to 9 feet above ground level was officially surveyed across some locations in the back bays and sounds of southeast Baldwin County, as well as the northern end of Escambia and Blackwater Bays. A larger area was...
- Rip Current08/02/2018
Mobile Coastal
2 deaths
What happened
A 47 year old father and his 17 year old son, visiting from Taiwan, were swept out by a rip current off of Dauphin Island and drowned.
- TornadoF1, 2 mi path, 500 yd wide01/27/1996
Gulf Crest, Mobile County
1 death, 3 injured, $100K damage
What happened
A TORNADO TOUCHED DOWN ALONG US HWY 45 NEAR GULF CREST AND THEN MOVED NORTHEAST FOR ABOUT 2 MILES. THREE PEOPLE WERE INJURED AND ONE OF THESE DIED IN A LOCAL HOSPITAL ABOUT A WEEK LATER. TWO ELDERLY WOMEN WERE IN A TRAILER THAT WAS TURNED OVER BY THE TORNADO. ANOTHER OF THE INJURED WAS IN A MOTOR HOME NEXT TO THE TRAILER. THE TRAILER WAS LOCATED ON A HILL AND THIS WAS WHERE THE TORNADO FIRST TOUCHED DOWN. OTHER HOMES AWAY FROM THE TRAILER SUFFERED ROOF DAMAGE AS THE TORNADO MOVED NORTHEAST. TREES WERE BLOWN DOWN AND TWISTED ALONG THE PATH OF THE TORNADO.
- Rip Current04/13/2022
Mobile Coastal
1 death, 2 injured
What happened
Three swimmers were caught in a rip current on Dauphin Island, AL around 430 pm on April 13th. An 18 year old female from Hurley, MS was taken by USCG helicopter to a nearby hospital where she later died. Two other people were transported via ambulance but survived.
- Thunderstorm Wind61 kt wind07/03/2007
Mobile, Mobile County
8 injured, $3.5M damage
What happened
Eye witness interviews, archived radar data, photographic evidence and media reports indicate that a thunderstorm downburst with peak winds of 70 mph, accompanied by a gustnado along the leading edge of the gustfront, was the cause of the damage that occurred in the vicinity of the I-65 and Dauphin Street interchange at around 120 pm CST on the afternoon of July 3. |A short lived gustnado developed along the leading edge of the thunderstorm downburst near the Dauphin Way Baptist Church, just on the west side of I-65. Most reports indicate that the gustnado was visible along the gustfront for 30 to 60 seconds. Slight damage occurred to a couple of trees along Dauphin Street near the church. In that same area a car was damaged when it was pushed into a tree. The occupant of the car was wearing a seat belt and was uninjured, but the back window of the car was shattered and some body damage to the vehicle occurred. In addition, an approximate 5 by 8 foot section of shingles was torn away from the roof of the Dauphin Way Baptist Church, resulting in water damage to the church's interior. |The gustfront and accompanying gustnado then quickly moved east across I-65. A National...
- Rip Current08/01/2022
Mobile Coastal
1 death
What happened
A man in his 30s drowned due to a rip current on the West End Beach of Dauphin Island.
Drinking water
14 community water systems serve about 461,361 people. Violations since 2021.
3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.
- Mobile, Bd. of W&s Comm. of the City ofServes 279,000 · Surface water · Local government1 health violation+3 monitoring or reporting
- Mobile County Water & Fire Pro AuthorityServes 39,573 · Groundwater · Local governmentNo health violations+30 monitoring or reporting
- South Alabama Utilities Water SystemServes 39,249 · Groundwater · Local governmentNo health violations+108 monitoring or reporting
- Prichard Water Works BoardServes 29,190 · Purchased surface water · Local government8 health violations+10 monitoring or reporting
- Saraland, Bd of W&s CommissionersServes 13,827 · Groundwater · Local governmentNo health violations+32 monitoring or reporting
- Grand Bay Water Works BoardServes 11,100 · Groundwater · Local governmentNo health violations+15 monitoring or reporting
- St. Elmo-Irvington Water AuthorityServes 10,284 · Groundwater · Local governmentNo health violations
- Bayou La Batre, the Ub of the City ofServes 8,100 · Groundwater · Local governmentNo health violations+7 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
3 Superfund sites and 47 toxic release facilities in Mobile County
Superfund sites
- Stauffer Chemical co. (Cold Creek Plant)FinalBucks
- Stauffer Chemical co. (Lemoyne Plant)FinalAxis
- Redwing Carriers, Inc. (Saraland)DeletedSaraland
Toxic release facilities
- Outokumpu Stainless USA LLC5.2 million lbs released, Calvert
- Ssab Alabama Inc2.6 million lbs released, Axis
- Barry Steam Plant616,193 lbs released, Bucks
- Sterling Specialty Chemicals LLC386,393 lbs released, Mobile
- Arkema Inc217,623 lbs released, Axis
- Honeywell - Uop LLC166,441 lbs released, Chickasaw
- Amvac Chemical Co117,391 lbs released, Axis
- Williams Mobile Bay Gas Processing Facility115,812 lbs released, Coden
- Nouryon Functional Chemicals LLC72,857 lbs released, Axis
- Evonik Corp63,938 lbs released, Theodore
Total: 10.0 million lbs in 2024, 1.1 million lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk101 historic places
Frequently asked questions
- How risky is Mobile County for natural disasters?
- FEMA rates Mobile County relatively high for overall natural hazard risk, with expected losses of $298M a year. The highest-rated hazards are hurricane (very high), lightning (very high), heat wave (relatively moderate).
- What storms are most common in Mobile County?
- Since 1996, NOAA recorded 890 storm events affecting Mobile County, most often thunderstorm wind (304), flash flood (173), hail (168).
- How many tornadoes have hit Mobile County?
- 129 tornadoes have been recorded in Mobile County since 1950, including 4 rated F3/EF3 or stronger.
- How many homes in Mobile County have flood insurance?
- 5,422 residential flood insurance policies are in force in Mobile County, covering about 3.6% of homes. The program has paid $369M on 15,117 claims here since 1978.
- What is the weather like in Mobile County?
- At Mobile, average highs reach 91°F in Jul and lows fall to 41°F in Jan, with 67.1 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.