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Cutler Bay, FL
Town in Miami-Dade County, Florida. ZIP codes: 33157, 33189, 33190.
Population
45,070
Land area
9.9sq mi
People per sq mi
4,559
ZIP codes
3
Cutler Bay and its ZIP codes
Cutler Bay at a glance
- Cutler Bay is about 11 times as dense as Florida as a whole.
- By population, it ranks 90th among 955 cities and towns in Florida.
- The median household income is $89,244, 20% above the Florida median of $74,568.
- A typical owner-occupied home is valued at $472,700 (32% above Florida) and median rent is $1,978 a month.
Local data for Cutler Bay, FL
Counts from official public data
Housing and community stats
Cutler Bay, FL, American Community Survey 2020-2024
Median household income
$89,244
Poverty rate
9.7%
Median home value
$472,700
Median rent
$1,978/mo
Homeownership
69.7%
Bachelor's or higher
34.0%
Median age
41.8
Average commute
38.2 min
Largest reported origins and ancestries: Cuban Americans (16,261), Irish Americans (2,153), German Americans (2,007).
Economy and federal money
Jobs, pay, income and spending are for Miami-Dade County. PPP loans are for Cutler Bay.
Unemployment rate
1.9%
Sep 2026, -1.0 pts in a year
Average annual pay
$81,818
1,276,535 jobs, 2025
Income per person
$78,567
BEA, 2024
Federal spending
$24.7B
FY 2026, $9,145 per person
PPP loans
$42.6M
2,284 loans, 5,255 jobs reported
How people get to work
Cutler Bay, FL, workers 16 and older. American Community Survey 5-year estimates
- Drove alone71.2%
- Carpooled8.8%
- Public transit1.2%
- Walked0.2%
- Bicycle0.2%
- Taxi, ride-hailing, motorcycle or other2.4%
- Worked from home16.1%
Average one-way commute: 38.2 minutes for people who do not work from home.
Environment and hazard risk
Cutler Bay, FL, from FEMA, NOAA and EPA
Natural hazard risk
Very High
Top: hurricane
Storm events since 1996
1,412
Countywide, mostly thunderstorm wind
Flood insurance policies
164,154
33.4% of homes, county
July high / Jan low
90° / 55°F
66.5 inches of rain a year
Health statistics
Share of adults in Cutler Bay, FL, CDC PLACES estimates
Obesity
27.6%
U.S. 33.3% -5.7 pts
Diabetes
13.1%
U.S. 12.1% +1.0 pts
Smoking
10.5%
U.S. 12.8% -2.3 pts
Uninsured (18-64)
22.2%
U.S. 11.1% +11.1 pts
ZIP codes in Cutler Bay
3 in or overlapping Cutler Bay. Population shown
Cities near Cutler Bay
| Name | Distance | Land area (sq mi) |
|---|---|---|
| West PerrineCensus-designated place | 2.6 mi | 1.8 |
| South Miami HeightsCensus-designated place | 3 mi | 4.9 |
| GouldsCensus-designated place | 3 mi | 2.9 |
| Palmetto BayVillage | 3.3 mi | 8.3 |
| Palmetto EstatesCensus-designated place | 3.4 mi | 2.2 |
| PrincetonCensus-designated place | 4.6 mi | 7.4 |
| Richmond HeightsCensus-designated place | 4.7 mi | 1.6 |
| Three LakesCensus-designated place | 5.9 mi | 3.2 |
| Richmond WestCensus-designated place | 6.2 mi | 4.2 |
| Homestead BaseCensus-designated place | 6.2 mi | 4.2 |
| NaranjaCensus-designated place | 6.3 mi | 1.5 |
| PinecrestVillage | 6.7 mi | 7.5 |
| KendallCensus-designated place | 6.7 mi | 16.1 |
| Country WalkCensus-designated place | 7.1 mi | 2.6 |
| The CrossingsCensus-designated place | 7.6 mi | 3.4 |
| Leisure CityCensus-designated place | 8.2 mi | 3.3 |
Frequently asked questions
- What county is Cutler Bay, FL in?
- Cutler Bay is in Miami-Dade County, Florida.
- What ZIP codes are in Cutler Bay, FL?
- ZIP codes in or overlapping Cutler Bay include 33157, 33189, 33190.
- What is the population of Cutler Bay, FL?
- About 45,070 people live in Cutler Bay, based on American Community Survey 5-year estimates.
- What cities are near Cutler Bay?
- Nearby places include West Perrine (2.6 mi), South Miami Heights (3 mi), Goulds (3 mi), Palmetto Bay (3.3 mi), Palmetto Estates (3.4 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023