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Monroe County, FL

13 cities and towns and 10 ZIP codes in Monroe County, Florida.

Population

81,860

Land area

983sq mi

People per sq mi

83

ZIP codes

10

Cities and towns in Monroe County

Monroe County at a glance

  • Monroe County is 80% less dense than Florida as a whole.
  • The median household income is $87,738, 18% above the Florida median of $74,568.
  • A typical owner-occupied home is valued at $780,600 (about 2.2 times the Florida figure) and median rent is $1,999 a month.
  • Its largest cities are Key West (25,720), Key Largo (13,026) and Marathon (9,914).

Local data for Monroe County, FL

Counts from official public data

Housing and community stats

Monroe County, FL, American Community Survey 2020-2024

Full profile

Median household income

$87,738

Poverty rate

10.6%

Median home value

$780,600

Prices +2.1% in a year

Median rent

$1,999/mo

Homeownership

65.8%

Bachelor's or higher

38.6%

Median age

49.2

Average commute

19.5 min

Largest reported origins and ancestries: Cuban Americans (11,497), Irish Americans (9,204), German Americans (8,954).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

3.3%

Aug 2026, +0.3 pts in a year

Average annual pay

$62,166

47,299 jobs, 2025

Income per person

$147,760

BEA, 2024

Federal spending

$614M

FY 2026, $7,413 per person

PPP loans

$374M

7,249 loans, 47,383 jobs reported

Campaign donations

$1.8M

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Monroe County, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone64.1%
  • Carpooled9.1%
  • Public transit0.4%
  • Walked4.2%
  • Bicycle4.6%
  • Taxi, ride-hailing, motorcycle or other4.4%
  • Worked from home13.2%

Average one-way commute: 19.5 minutes for people who do not work from home.

Environment and hazard risk

Monroe County, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: coastal flooding

Storm events since 1996

730

Most often waterspout

Flood insurance policies

22,181

58.3% of homes, county

July high / Jan low

90° / 66°F

43.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone38 historic places

Health statistics

Share of adults in Monroe County, FL, CDC PLACES estimates

All 40 measures

Obesity

25.8%

U.S. 33.3% -7.5 pts

Diabetes

13.2%

U.S. 12.1% +1.1 pts

Smoking

12.0%

U.S. 12.8% -0.8 pts

Uninsured (18-64)

13.5%

U.S. 11.1% +2.4 pts

Cities, towns and ZIP codes in Monroe County

Population shown

Frequently asked questions

What is the largest city in Monroe County, FL?
Key West is the largest city or town in Monroe County, with about 25,720 residents.
How many ZIP codes are in Monroe County?
Monroe County includes 10 ZIP Code Tabulation Areas, including 33001, 33034, 33036, 33037, 33040.
What is the population of Monroe County, FL?
About 81,860 people live in Monroe County, based on American Community Survey 5-year estimates.
What counties border Monroe County?
Monroe County borders Miami-Dade County, Collier County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023