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FY2026 Clay County, TX Income Limits
HUD area: Wichita Falls, TX MSA
- Very low income, family of 4
- $45,600
- 50% limit
- Low income, family of 4
- $72,950
- 80% limit
- Extremely low, family of 4
- $33,000
- 30% limit
- Area median family income
- $91,200
- FY2025: $89,900
Income limits, FY2026
Area median family income $91,200
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| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,150 | $31,950 | $51,100 |
| 2 people | $21,900 | $36,500 | $58,400 |
| 3 people | $27,320 | $41,050 | $65,700 |
| 4 people | $33,000 | $45,600 | $72,950 |
| 5 people | $38,680 | $49,250 | $78,800 |
| 6 people | $44,360 | $52,900 | $84,650 |
| 7 people | $50,040 | $56,550 | $90,500 |
| 8 people | $55,720 | $60,200 | $96,300 |
Frequently asked questions
- What is the low income limit in Clay County for FY2026?
- For FY2026, a family of four in Clay County, TX is considered low income at $72,950 or less, very low income at $45,600 or less and extremely low income at $33,000 or less. A single person is low income at $51,100 or less.
- What do extremely low, very low and low income mean?
- HUD sets three income limits for each area. Extremely low income is generally 30% of the area median, very low income is 50% and low income is 80%, adjusted for household size and, in some areas, for high housing costs or low incomes. Programs such as Housing Choice Vouchers, public housing and many tax credit apartments use these limits to decide who qualifies.
- Which income counts?
- Programs count the gross annual income of everyone in the household, before taxes. Each program has its own rules about what counts, so check with the housing agency or property.
Source: U.S. Department of Housing and Urban Development · FY2026 income limits