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2026 Delaware Loan Limits
Conforming (FHFA) and FHA mortgage limits by county
- Counties
- 3
- High-cost counties
- 0
- Conforming limit above the baseline
- Highest conforming limit
- $832,750
- Kent County
- U.S. baseline
- $832,750
- One-unit conforming
Loan limits by county
One-unit and two-unit limits, 2026
Swipe the table sideways to see more columns.
| County | Conforming, 1 unit | Conforming, 2 units | FHA, 1 unit | FHA, 2 units |
|---|---|---|---|---|
| Kent County | $832,750 | $1,066,250 | Not reported | Not reported |
| New Castle County | $832,750 | $1,066,250 | Not reported | Not reported |
| Sussex County | $832,750 | $1,066,250 | Not reported | Not reported |
Frequently asked questions
- What is the conforming loan limit in Delaware?
- In 2026, every county in Delaware uses the same conforming limit: $832,750 for a one-unit home.
Source: Federal Housing Finance Agency; U.S. Department of Housing and Urban Development · 2026 limits