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2026 Freestone County, TX Loan Limits
Conforming and FHA limits for one- to four-unit homes
- Conforming limit, 2026
- $832,750
- Baseline limit
Conforming loan limits, 2026
Federal Housing Finance Agency (Fannie Mae and Freddie Mac)
| Home size | Loan limit |
|---|---|
| 1 unit | $832,750 |
| 2 units | $1,066,250 |
| 3 units | $1,288,800 |
| 4 units | $1,601,750 |
Frequently asked questions
- What is the conforming loan limit in Freestone County?
- In 2026, the conforming loan limit in Freestone County, TX is $832,750 for a one-unit home, $1,066,250 for two units, $1,288,800 for three units and $1,601,750 for four units.
- What is a jumbo loan?
- A mortgage larger than the conforming limit for the county is usually called a jumbo loan. In Freestone County, that means a one-unit loan above $832,750 in 2026.
Source: Federal Housing Finance Agency; U.S. Department of Housing and Urban Development · 2026 limits