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Merced, CA

City in Merced County, California. ZIP codes: 95340, 95341, 95348.

Population

91,953

Land area

23.2sq mi

People per sq mi

3,956

ZIP codes

3

Merced and its ZIP codes

Full map

Merced at a glance

  • Merced is about 16 times as dense as California as a whole.
  • It is the 87th most populous of 1,570 cities and towns in California.
  • Households here earn a median of $63,122 a year, 36% less than the California figure of $99,122.
  • A typical owner-occupied home is valued at $372,600 (49% below California) and median rent is $1,393 a month.

Local data for Merced, CA

Counts from official public data

Housing and community stats

Merced, CA, American Community Survey 2020-2024

Full profile

Median household income

$63,122

Poverty rate

23.9%

Median home value

$372,600

Median rent

$1,393/mo

Homeownership

45.9%

Bachelor's or higher

20.2%

Median age

30.0

Average commute

28.6 min

Largest reported origins and ancestries: Mexican Americans (52,320), German Americans (4,569), Irish Americans (3,121).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Merced County. PPP loans are for Merced.

Details

Unemployment rate

8.9%

Aug 2026, -0.5 pts in a year

Average annual pay

$56,826

85,663 jobs, 2025

Income per person

$51,481

BEA, 2024

Federal spending

$1.4B

FY 2026, $4,888 per person

PPP loans

$38.6M

375 loans, 5,231 jobs reported

Merced County economyFederal spendingPPP loans

How people get to work

Merced, CA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone73.6%
  • Carpooled8.4%
  • Public transit0.8%
  • Walked1.4%
  • Bicycle0.4%
  • Taxi, ride-hailing, motorcycle or other6.9%
  • Worked from home8.4%

Average one-way commute: 28.6 minutes for people who do not work from home.

Environment and hazard risk

Merced, CA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: drought

Storm events since 1996

689

Countywide, mostly flood

Flood insurance policies

3,886

5.2% of homes, county

July high / Jan low

95° / 37°F

12.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone9 historic places

Health statistics

Share of adults in Merced, CA, CDC PLACES estimates

All 40 measures

Obesity

33.7%

U.S. 33.3% about the same

Diabetes

13.0%

U.S. 12.1% +0.9 pts

Smoking

14.6%

U.S. 12.8% +1.8 pts

Uninsured (18-64)

17.1%

U.S. 11.1% +6.0 pts

ZIP codes in Merced

3 in or overlapping Merced. Population shown

·

Cities near Merced

NameDistanceLand area (sq mi)
FranklinCensus-designated place3.4 mi2
Bear CreekCensus-designated place3.9 mi0.1
McSwainCensus-designated place5.3 mi6
TuttleCensus-designated place6 mi1.8
University of California-MercedCensus-designated place6.1 mi0.7
AtwaterCity7.2 mi6.6
WintonCensus-designated place9 mi3
PlanadaCensus-designated place9.3 mi1.7
El NidoCensus-designated place11 mi3.3
CresseyCensus-designated place12 mi1.8
Le GrandCensus-designated place14 mi1.1
LivingstonCity14 mi3.7
SnellingCensus-designated place16 mi0.5
BallicoCensus-designated place16 mi3
ChowchillaCity18 mi11.5
DelhiCensus-designated place19 mi3.5

Frequently asked questions

What county is Merced, CA in?
Merced is in Merced County, California.
What ZIP codes are in Merced, CA?
ZIP codes in or overlapping Merced include 95340, 95341, 95348.
What is the population of Merced, CA?
About 91,953 people live in Merced, based on American Community Survey 5-year estimates.
What cities are near Merced?
Nearby places include Franklin (3.4 mi), Bear Creek (3.9 mi), McSwain (5.3 mi), Tuttle (6 mi), University of California-Merced (6.1 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023