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Merced County, CA

25 cities and towns and 19 ZIP codes in Merced County, California.

Population

290,201

Land area

1,938sq mi

People per sq mi

150

ZIP codes

19

Cities and towns in Merced County

Merced County at a glance

  • Merced County is 41% less dense than California as a whole.
  • Households here earn a median of $65,510 a year, 34% less than the California figure of $99,122.
  • A typical owner-occupied home is valued at $391,800 (47% below California) and median rent is $1,343 a month.
  • The biggest population centers are Merced (91,953), Los Banos (47,593) and Atwater (32,162).

Local data for Merced County, CA

Counts from official public data

Housing and community stats

Merced County, CA, American Community Survey 2020-2024

Full profile

Median household income

$65,510

Poverty rate

19.1%

Median home value

$391,800

Prices +0.8% in a year

Median rent

$1,343/mo

Homeownership

54.0%

Bachelor's or higher

15.3%

Median age

31.8

Average commute

31.3 min

Largest reported origins and ancestries: Mexican Americans (175,488), Portuguese Americans (13,987), German Americans (12,604).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

8.9%

Aug 2026, -0.5 pts in a year

Average annual pay

$56,826

85,663 jobs, 2025

Income per person

$51,481

BEA, 2024

Federal spending

$1.37B

FY 2026, $4,888 per person

PPP loans

$297M

3,857 loans, 41,619 jobs reported

Campaign donations

$517K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Merced County, CA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone76.0%
  • Carpooled10.5%
  • Public transit0.5%
  • Walked2.4%
  • Bicycle0.2%
  • Taxi, ride-hailing, motorcycle or other3.7%
  • Worked from home6.6%

Average one-way commute: 31.3 minutes for people who do not work from home.

Environment and hazard risk

Merced County, CA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: drought

Storm events since 1996

689

Most often flood

Flood insurance policies

3,886

5.2% of homes, county

July high / Jan low

96° / 37°F

11.8 inches of rain a year

Hazards, floods and storm historyCheck a flood zone13 historic places

Health statistics

Share of adults in Merced County, CA, CDC PLACES estimates

All 40 measures

Obesity

33.8%

U.S. 33.3% +0.5 pts

Diabetes

13.0%

U.S. 12.1% +0.9 pts

Smoking

14.1%

U.S. 12.8% +1.3 pts

Uninsured (18-64)

18.2%

U.S. 11.1% +7.1 pts

Cities, towns and ZIP codes in Merced County

Population shown

Frequently asked questions

What is the largest city in Merced County, CA?
Merced is the largest city or town in Merced County, with about 91,953 residents.
How many ZIP codes are in Merced County?
Merced County includes 19 ZIP Code Tabulation Areas, including 93620, 93635, 93665, 95301, 95303.
What is the population of Merced County, CA?
About 290,201 people live in Merced County, based on American Community Survey 5-year estimates.
What counties border Merced County?
Merced County borders Santa Clara County, Fresno County, Stanislaus County, Madera County, San Benito County, Mariposa County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023