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California Environment & Hazard Risk

31 counties rated high or very high risk. 41,007 storm events since 1996, #20 among states.

Expected yearly loss
$30.21B
$765 per person
Storm events since 1996
41,007
Most often high wind
Flood insurance policies
140,683
$758M in claims paid
Superfund sites
116
1,075 toxic release facilities

Risk by county

FEMA National Risk Index rating, highest risk first

CountyOverall riskTop hazardFlood policiesFlood claims paid
Los Angeles CountyVery HighEarthquake10,584$72.39M
Riverside CountyVery HighWildfire3,343$21.22M
San Bernardino CountyVery HighLandslide1,919$10.24M
Orange CountyVery HighEarthquake7,994$21.18M
Alameda CountyVery HighEarthquake3,420$4.56M
Santa Clara CountyVery HighEarthquake8,141$24.61M
San Diego CountyVery HighWildfire6,088$48.04M
San Francisco CountyVery HighEarthquake204$2.92M
Contra Costa CountyVery HighEarthquake2,681$12.91M
Ventura CountyHighWildfire3,771$16M
Fresno CountyHighDrought921$2.24M
San Mateo CountyHighEarthquake3,346$20.13M
Sonoma CountyHighLandslide1,790$132M
Santa Barbara CountyHighLandslide2,383$31.36M
Kern CountyHighWildfire2,955$1.52M
Monterey CountyHighDrought1,190$42.36M
San Joaquin CountyHighDrought3,840$8.18M
Sacramento CountyHighDrought42,334$38.75M
Santa Cruz CountyHighDrought2,095$24.9M
Tulare CountyHighHeat wave3,871$4.31M
Solano CountyHighDrought1,696$10.96M
Stanislaus CountyHighDrought718$4.68M
Merced CountyHighDrought3,886$14.69M
Humboldt CountyHighLandslide342$3.13M
Imperial CountyHighEarthquake33$560K
Madera CountyHighDrought467$699K
Marin CountyHighLandslide4,542$54.89M
San Luis Obispo CountyHighDrought1,183$8.62M
Napa CountyHighDrought868$29.81M
Del Norte CountyHighLandslide85$455K
Mendocino CountyHighLandslide339$4.7M
Butte CountyModerateDrought1,384$7.2M
Shasta CountyModerateWildfire551$4.87M
Placer CountyModerateWildfire939$16.09M
Lake CountyModerateWildfire871$14.23M
Kings CountyModerateDrought218$151K
El Dorado CountyModerateWildfire244$4.01M
Yolo CountyModerateDrought2,606$3.3M
Nevada CountyModerateWildfire115$1.15M
Siskiyou CountyModerateDrought181$470K
Tehama CountyModerateDrought523$5.6M
Calaveras CountyModerateWildfire108$2.25M
Mariposa CountyModerateLandslide--
Plumas CountyModerateWildfire77$1.13M
San Benito CountyModerateLandslide97$3.87M
Tuolumne CountyModerateWildfire36$309K
Sutter CountyModerateDrought3,166$3.05M
Colusa CountyModerateDrought474$2.98M
Yuba CountyLowDrought1,271$8.33M
Trinity CountyLowLandslide55$72.55K
Inyo CountyLowHeat wave43$11.67K
Amador CountyLowDrought99$1.51M
Glenn CountyLowDrought319$2.43M
Lassen CountyLowWildfire63$1.08M
Mono CountyLowWildfire106$385K
Modoc CountyVery LowDrought58-
Sierra CountyVery LowWildfire37$592K
Alpine CountyVery LowAvalanche13$46K

Costliest hazards

Expected annual loss in California, all counties combined

  • Earthquake$14.85B/yr · 27 counties high
  • Wildfire$1.79B/yr · 30 counties high
  • Drought$1B/yr · 32 counties high
  • Heat wave$378M/yr · 17 counties high
  • Tsunami$192M/yr · 2 counties high
  • Landslide$130M/yr · 29 counties high
  • Coastal flooding$67.27M/yr · 8 counties high
  • Tornado$54.5M/yr · 1 county high
  • Lightning$25.82M/yr · 10 counties high
  • Avalanche$23.02M/yr · 10 counties high

Storm events by type

Since 1996: 1,366 deaths, $36.25B in property and crop damage

  • High Wind7,150 · 51 deaths
  • Flood4,231 · 53 deaths
  • Heavy Snow3,772 · 21 deaths
  • Flash Flood2,788 · 68 deaths
  • Dense Fog2,441 · 94 deaths
  • Strong Wind2,394 · 63 deaths
  • Heavy Rain2,046 · 39 deaths
  • Drought1,870
  • Winter Storm1,660 · 20 deaths
  • Wildfire1,592 · 293 deaths
  • Frost/Freeze1,503 · 1 death
  • Excessive Heat1,491 · 77 deaths

Events per year

Storm events per year in California

Most damaging storms

Since 2017, ranked by deaths, injuries and damage

  • Wildfire11/08/2018

    Northeast Foothills/Sacramento Valley

    86 deaths, 12 injured, $17B damage

    What happened

    The Camp Fire began on the morning of November 8, 2018, by Camp Creek Road, near Pulga in Butte County. The fire was not fully contained until November 25. This fire was the most destructive wildfire in California history, destroying much of the city of Paradise, the community of Concow, and damaging the towns of Pulga and Magalia. There were 18,804 structures destroyed, 13,696 of them single homes, along with 514 commercial structures and 3,718 outbuildings and 153,336 acres burned. There were a total of 86 deaths from the fire, with 12 civilians and 5 firefighters injured. There were 3 people missing as of 1/24/2019, when Butte County Sheriff closed their missing persons call center for the Camp Fire. Damage costs to insured buildings has been estimated to be at least $10 billion. |Conditions which lead to this fire included several recent years with drought conditions, late spring rainfall bringing additional growth of grass for fuel, dry weather for seven months prior to the fire, very low humidity due to several north wind events, record dry fuel and gusty northeast winds the day of the fire. Local wind gusts to 40 to 50 mph were measured nearby at Jarbo Gap, with a peak...

  • Wildfire07/23/2018

    Northern Sacramento Valley

    4 deaths, $1.5B damage

    What happened

    The Carr Fire began on the afternoon of July 23, 2018, at the intersection of Highway 299 and Carr Powerhouse Road, near French Gulch in Shasta County. The fire is reported to have been started accidentally by a vehicle towing a trailer that had a tire blow out, causing the steel rim to scrape along the pavement, generating sparks that ignited dry vegetation along the edge of the highway. Local winds generated by the fire are reported to have caused the fire to spread quickly.||At the end of July, the fire was the sixth most destructive fire in California history at 112,888 acres, with 1,378 structures destroyed, 965 of them homes. The fire was not fully contained until August 30, reaching 229,651 acres in size with a total of 1,079 residences, 22 commercial structures, 503 outbuildings destroyed. There were also 190 residences, 26 commercial structures, and 61 outbuildings damaged. About 38,000 people were evacuated from their homes. There were a total of 8 deaths from the fire, 3 of them firefighters. A large fire whirl in Redding has been reported as being responsible for 4 of the deaths, and this has been listed as a separate event. Damage costs to insured buildings are...

  • Debris Flow01/09/2018

    Summerland, Santa Barbara County

    21 deaths, 168 injured, $617M damage

    What happened

    Intense rainfall generated a large and deadly mud and debris flow in the community of Montecito, around the burn scar of the Thomas fire. Automated rain gauges in the area indicated very intense rainfall, reaching as high as 0.54 inches in 5 minutes. The intense rainfall resulted in a mud and debris estimated to be 15 feet high. This event resulted in the confirmed deaths of 21 residents (2 missing) as well as destroying 128 residences and damaging 307 others. Highway 101 was closed for days due to the mud and debris.

  • Flood02/13/2017

    Honcut, Butte County

    $549M damage

    What happened

    A mass evacuation of over 180000 people located downstream of Oroville Dam was ordered for a possible flash flood, due to the projected near failure of the emergency spillway. The emergency spillway was used when the main spillway was discovered to have suffered severe erosion during releases back on and around February 7th. Releases from Lake Oroville had been increased due to rising lake levels due to inflow from heavy rains.||A presidential disaster declaration provided $274 million for emergency response costs from Feb. 7 though the end of May. The money targeted stabilizing the emergency and main spillways, as well as debris removal and work on the downed Hyatt Powerplant. A bid for long term repairs to the spillway was accepted at $275 million. Together, these total $549 million, though final costs could be much higher.

  • Flash Flood08/20/2023

    Deep Spgs, Inyo County

    $500M damage

    What happened

    Major flash flooding occurred throughout Death Valley National Park. Four hundred miles of NPS roads were damaged or destroyed, in addition to other roads maintained by the county and state. About 1000 feet of fresh water lines were destroyed at Furnace Creek. Damage to most structures was minimized or prevented by berms and other protections. The exact start and end times are unknown.

  • High Wind87 kt wind01/19/2021

    Central Sierra

    $200M damage

    What happened

    Estimated 100 mph gusts near Yosemite Valley toppled several trees knocking out power to nearly all of Yosemite Park for several days. In addition, several structures were damaged by the winds and the park was closed for several days. The repairs required for Yosemite National Park from this wind event are exepcted to exceed $200 million.

Hurricanes and tropical storms

Storms whose track crossed the state, newest first

Flood insurance

National Flood Insurance Program policies and claims

140,683 homes in California have flood insurance, about 1.3% of residential buildings. In high-risk flood zones, 91,392 of 299,628 homes (31%) are insured.

Flood claims paid per year in California
  • Flooding$235M · 19,881 claims
  • California Atmospheric River$77.84M · 1,964 claims
  • Pineapple Express - Southern$57.65M · 6,092 claims
  • San Diego Flooding$19.32M · 200 claims
  • Mid-Winter California Flooding$17.08M · 207 claims
  • February California Atmospheric River$6M · 182 claims

Drinking water

2,803 community water systems serve about 39,808,809 people

Since 2021, 750 systems reported 2,851 health-based violations. 656 systems had a violation of any kind still open at last report. These had the most:

Select a county above to see every system that serves it.

Climate in the largest cities

1991-2020 normals from the nearest NOAA weather station

CityJuly highJan lowRainSnow
Los Angeles82°F49°F14.3 in-
San Diego80°F46°F11.0 in-
San Jose82°F43°F16.1 in-
San Francisco66°F47°F22.9 in-
Fresno98°F41°F11.0 in-
Sacramento94°F41°F19.2 in-
Long Beach81°F47°F12.0 in-
Oakland72°F45°F22.6 in-

Pollution sites

116 Superfund sites and 1,075 toxic release facilities

Superfund sites

All 116 in California

Largest toxic releases

All 1,075 in California

Facilities in California reported 36.0 million lbs of toxic releases in 2024, 5.8 million lbs of it into the air.

Frequently asked questions

What is the biggest natural hazard in California?
By expected annual loss, earthquake costs the most in California ($14.85B a year), according to FEMA's National Risk Index.
How many storms hit California each year?
NOAA recorded 41,007 storm events in California since 1996, about 1,323 a year. The most common type is high wind.
How many homes in California have flood insurance?
140,683 residential flood insurance policies are in force in California. Since 1978 the National Flood Insurance Program has paid $758M on 53,270 claims here.
How many Superfund sites are in California?
California has 116 Superfund sites on or deleted from EPA's National Priorities List.

Source: FEMA, NOAA, EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch each county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.