California Environment & Hazard Risk
31 counties rated high or very high risk. 41,007 storm events since 1996, #20 among states.
- Expected yearly loss
- $30.21B
- $765 per person
- Storm events since 1996
- 41,007
- Most often high wind
- Flood insurance policies
- 140,683
- $758M in claims paid
- Superfund sites
- 116
- 1,075 toxic release facilities
Risk by county
FEMA National Risk Index rating, highest risk first
| County | Overall risk | Top hazard | Flood policies | Flood claims paid |
|---|---|---|---|---|
| Los Angeles County | Very High | Earthquake | 10,584 | $72.39M |
| Riverside County | Very High | Wildfire | 3,343 | $21.22M |
| San Bernardino County | Very High | Landslide | 1,919 | $10.24M |
| Orange County | Very High | Earthquake | 7,994 | $21.18M |
| Alameda County | Very High | Earthquake | 3,420 | $4.56M |
| Santa Clara County | Very High | Earthquake | 8,141 | $24.61M |
| San Diego County | Very High | Wildfire | 6,088 | $48.04M |
| San Francisco County | Very High | Earthquake | 204 | $2.92M |
| Contra Costa County | Very High | Earthquake | 2,681 | $12.91M |
| Ventura County | High | Wildfire | 3,771 | $16M |
| Fresno County | High | Drought | 921 | $2.24M |
| San Mateo County | High | Earthquake | 3,346 | $20.13M |
| Sonoma County | High | Landslide | 1,790 | $132M |
| Santa Barbara County | High | Landslide | 2,383 | $31.36M |
| Kern County | High | Wildfire | 2,955 | $1.52M |
| Monterey County | High | Drought | 1,190 | $42.36M |
| San Joaquin County | High | Drought | 3,840 | $8.18M |
| Sacramento County | High | Drought | 42,334 | $38.75M |
| Santa Cruz County | High | Drought | 2,095 | $24.9M |
| Tulare County | High | Heat wave | 3,871 | $4.31M |
| Solano County | High | Drought | 1,696 | $10.96M |
| Stanislaus County | High | Drought | 718 | $4.68M |
| Merced County | High | Drought | 3,886 | $14.69M |
| Humboldt County | High | Landslide | 342 | $3.13M |
| Imperial County | High | Earthquake | 33 | $560K |
| Madera County | High | Drought | 467 | $699K |
| Marin County | High | Landslide | 4,542 | $54.89M |
| San Luis Obispo County | High | Drought | 1,183 | $8.62M |
| Napa County | High | Drought | 868 | $29.81M |
| Del Norte County | High | Landslide | 85 | $455K |
| Mendocino County | High | Landslide | 339 | $4.7M |
| Butte County | Moderate | Drought | 1,384 | $7.2M |
| Shasta County | Moderate | Wildfire | 551 | $4.87M |
| Placer County | Moderate | Wildfire | 939 | $16.09M |
| Lake County | Moderate | Wildfire | 871 | $14.23M |
| Kings County | Moderate | Drought | 218 | $151K |
| El Dorado County | Moderate | Wildfire | 244 | $4.01M |
| Yolo County | Moderate | Drought | 2,606 | $3.3M |
| Nevada County | Moderate | Wildfire | 115 | $1.15M |
| Siskiyou County | Moderate | Drought | 181 | $470K |
| Tehama County | Moderate | Drought | 523 | $5.6M |
| Calaveras County | Moderate | Wildfire | 108 | $2.25M |
| Mariposa County | Moderate | Landslide | - | - |
| Plumas County | Moderate | Wildfire | 77 | $1.13M |
| San Benito County | Moderate | Landslide | 97 | $3.87M |
| Tuolumne County | Moderate | Wildfire | 36 | $309K |
| Sutter County | Moderate | Drought | 3,166 | $3.05M |
| Colusa County | Moderate | Drought | 474 | $2.98M |
| Yuba County | Low | Drought | 1,271 | $8.33M |
| Trinity County | Low | Landslide | 55 | $72.55K |
| Inyo County | Low | Heat wave | 43 | $11.67K |
| Amador County | Low | Drought | 99 | $1.51M |
| Glenn County | Low | Drought | 319 | $2.43M |
| Lassen County | Low | Wildfire | 63 | $1.08M |
| Mono County | Low | Wildfire | 106 | $385K |
| Modoc County | Very Low | Drought | 58 | - |
| Sierra County | Very Low | Wildfire | 37 | $592K |
| Alpine County | Very Low | Avalanche | 13 | $46K |
Costliest hazards
Expected annual loss in California, all counties combined
- Earthquake$14.85B/yr · 27 counties high
- Wildfire$1.79B/yr · 30 counties high
- Drought$1B/yr · 32 counties high
- Heat wave$378M/yr · 17 counties high
- Tsunami$192M/yr · 2 counties high
- Landslide$130M/yr · 29 counties high
- Coastal flooding$67.27M/yr · 8 counties high
- Tornado$54.5M/yr · 1 county high
- Lightning$25.82M/yr · 10 counties high
- Avalanche$23.02M/yr · 10 counties high
Storm events by type
Since 1996: 1,366 deaths, $36.25B in property and crop damage
- High Wind7,150 · 51 deaths
- Flood4,231 · 53 deaths
- Heavy Snow3,772 · 21 deaths
- Flash Flood2,788 · 68 deaths
- Dense Fog2,441 · 94 deaths
- Strong Wind2,394 · 63 deaths
- Heavy Rain2,046 · 39 deaths
- Drought1,870
- Winter Storm1,660 · 20 deaths
- Wildfire1,592 · 293 deaths
- Frost/Freeze1,503 · 1 death
- Excessive Heat1,491 · 77 deaths
Events per year
Most damaging storms
Since 2017, ranked by deaths, injuries and damage
- Wildfire11/08/2018
Northeast Foothills/Sacramento Valley
86 deaths, 12 injured, $17B damage
What happened
The Camp Fire began on the morning of November 8, 2018, by Camp Creek Road, near Pulga in Butte County. The fire was not fully contained until November 25. This fire was the most destructive wildfire in California history, destroying much of the city of Paradise, the community of Concow, and damaging the towns of Pulga and Magalia. There were 18,804 structures destroyed, 13,696 of them single homes, along with 514 commercial structures and 3,718 outbuildings and 153,336 acres burned. There were a total of 86 deaths from the fire, with 12 civilians and 5 firefighters injured. There were 3 people missing as of 1/24/2019, when Butte County Sheriff closed their missing persons call center for the Camp Fire. Damage costs to insured buildings has been estimated to be at least $10 billion. |Conditions which lead to this fire included several recent years with drought conditions, late spring rainfall bringing additional growth of grass for fuel, dry weather for seven months prior to the fire, very low humidity due to several north wind events, record dry fuel and gusty northeast winds the day of the fire. Local wind gusts to 40 to 50 mph were measured nearby at Jarbo Gap, with a peak...
- Wildfire07/23/2018
Northern Sacramento Valley
4 deaths, $1.5B damage
What happened
The Carr Fire began on the afternoon of July 23, 2018, at the intersection of Highway 299 and Carr Powerhouse Road, near French Gulch in Shasta County. The fire is reported to have been started accidentally by a vehicle towing a trailer that had a tire blow out, causing the steel rim to scrape along the pavement, generating sparks that ignited dry vegetation along the edge of the highway. Local winds generated by the fire are reported to have caused the fire to spread quickly.||At the end of July, the fire was the sixth most destructive fire in California history at 112,888 acres, with 1,378 structures destroyed, 965 of them homes. The fire was not fully contained until August 30, reaching 229,651 acres in size with a total of 1,079 residences, 22 commercial structures, 503 outbuildings destroyed. There were also 190 residences, 26 commercial structures, and 61 outbuildings damaged. About 38,000 people were evacuated from their homes. There were a total of 8 deaths from the fire, 3 of them firefighters. A large fire whirl in Redding has been reported as being responsible for 4 of the deaths, and this has been listed as a separate event. Damage costs to insured buildings are...
- Debris Flow01/09/2018
Summerland, Santa Barbara County
21 deaths, 168 injured, $617M damage
What happened
Intense rainfall generated a large and deadly mud and debris flow in the community of Montecito, around the burn scar of the Thomas fire. Automated rain gauges in the area indicated very intense rainfall, reaching as high as 0.54 inches in 5 minutes. The intense rainfall resulted in a mud and debris estimated to be 15 feet high. This event resulted in the confirmed deaths of 21 residents (2 missing) as well as destroying 128 residences and damaging 307 others. Highway 101 was closed for days due to the mud and debris.
- Flood02/13/2017
Honcut, Butte County
$549M damage
What happened
A mass evacuation of over 180000 people located downstream of Oroville Dam was ordered for a possible flash flood, due to the projected near failure of the emergency spillway. The emergency spillway was used when the main spillway was discovered to have suffered severe erosion during releases back on and around February 7th. Releases from Lake Oroville had been increased due to rising lake levels due to inflow from heavy rains.||A presidential disaster declaration provided $274 million for emergency response costs from Feb. 7 though the end of May. The money targeted stabilizing the emergency and main spillways, as well as debris removal and work on the downed Hyatt Powerplant. A bid for long term repairs to the spillway was accepted at $275 million. Together, these total $549 million, though final costs could be much higher.
- Flash Flood08/20/2023
Deep Spgs, Inyo County
$500M damage
What happened
Major flash flooding occurred throughout Death Valley National Park. Four hundred miles of NPS roads were damaged or destroyed, in addition to other roads maintained by the county and state. About 1000 feet of fresh water lines were destroyed at Furnace Creek. Damage to most structures was minimized or prevented by berms and other protections. The exact start and end times are unknown.
- High Wind87 kt wind01/19/2021
Central Sierra
$200M damage
What happened
Estimated 100 mph gusts near Yosemite Valley toppled several trees knocking out power to nearly all of Yosemite Park for several days. In addition, several structures were damaged by the winds and the park was closed for several days. The repairs required for Yosemite National Park from this wind event are exepcted to exceed $200 million.
Hurricanes and tropical storms
Storms whose track crossed the state, newest first
- Hurricane Nora (1997)09/16/1997 · 950 mbCategory 4132 mph peak
- Hurricane Norman (1978)08/31/1978Category 4138 mph peak
- Hurricane Kathleen (1976)09/07/1976 · 986 mbCategory 181 mph peak
- Hurricane Hyacinth (1972)08/28/1972 · 962 mbCategory 3127 mph peak
- Tropical Storm Jen-Kath (1963)09/09/1963Tropical storm52 mph peak
Flood insurance
National Flood Insurance Program policies and claims
140,683 homes in California have flood insurance, about 1.3% of residential buildings. In high-risk flood zones, 91,392 of 299,628 homes (31%) are insured.
- Flooding$235M · 19,881 claims
- California Atmospheric River$77.84M · 1,964 claims
- Pineapple Express - Southern$57.65M · 6,092 claims
- San Diego Flooding$19.32M · 200 claims
- Mid-Winter California Flooding$17.08M · 207 claims
- February California Atmospheric River$6M · 182 claims
Drinking water
2,803 community water systems serve about 39,808,809 people
Since 2021, 750 systems reported 2,851 health-based violations. 656 systems had a violation of any kind still open at last report. These had the most:
- Sierra Linda Mutual Water CoServes 200 · Groundwater · Private55 health violations+1 monitoring or reporting
- Lindsay, City ofServes 12,659 · Surface water · Local government43 health violations
- Pauma Valley Water CompanyServes 185 · Groundwater · Private39 health violations
- Knoll EnterprisesServes 500 · Groundwater · Private37 health violations+9 monitoring or reporting
- Rainbird Valley MwcServes 238 · Groundwater · Private37 health violations
- Madera Co Md1-Hidden Lake EstatesServes 162 · Surface water · Local government36 health violations
- MD 42 Still MeadowServes 100 · Groundwater · Local government35 health violations+3 monitoring or reporting
- MD 24 Teaford Meadow LakesServes 150 · Groundwater · Local government30 health violations+2 monitoring or reporting
Select a county above to see every system that serves it.
Climate in the largest cities
1991-2020 normals from the nearest NOAA weather station
| City | July high | Jan low | Rain | Snow |
|---|---|---|---|---|
| Los Angeles | 82°F | 49°F | 14.3 in | - |
| San Diego | 80°F | 46°F | 11.0 in | - |
| San Jose | 82°F | 43°F | 16.1 in | - |
| San Francisco | 66°F | 47°F | 22.9 in | - |
| Fresno | 98°F | 41°F | 11.0 in | - |
| Sacramento | 94°F | 41°F | 19.2 in | - |
| Long Beach | 81°F | 47°F | 12.0 in | - |
| Oakland | 72°F | 45°F | 22.6 in | - |
Pollution sites
116 Superfund sites and 1,075 toxic release facilities
Superfund sites
- Advanced Micro Devices, Inc.Final NPL Site, Sunnyvale
- Advanced Micro Devices, Inc. (Building 915)Final NPL Site, Sunnyvale
- Aerojet General Corp.Final NPL Site, Rancho Cordova
- Afterthought MineFinal NPL Site, Bella Vista
- Alameda Naval Air StationFinal NPL Site, Alameda
- Alark Hard ChromeFinal NPL Site, Riverside
- Amco ChemicalFinal NPL Site, Oakland
- Applied MaterialsFinal NPL Site, Santa Clara
Largest toxic releases
- Chemical Waste Management Inc6.1 million lbs, Kettleman City
- Clean Harbors Buttonwillow LLC5.3 million lbs, Buttonwillow
- Chevron Products Co. Div of Chevron USA Inc.1.9 million lbs, El Segundo
- Ecobat Resources California Inc.1.8 million lbs, City of Industry
- MP Mine Operations LLC1.6 million lbs, Mountain Pass
- Tesla Inc1.6 million lbs, Fremont
- Tesoro Los Angeles Refinery-Carson Operations1.0 million lbs, Carson
- US Pipe & Foundry Co LLC845,102 lbs, Union City
Facilities in California reported 36.0 million lbs of toxic releases in 2024, 5.8 million lbs of it into the air.
Frequently asked questions
- What is the biggest natural hazard in California?
- By expected annual loss, earthquake costs the most in California ($14.85B a year), according to FEMA's National Risk Index.
- How many storms hit California each year?
- NOAA recorded 41,007 storm events in California since 1996, about 1,323 a year. The most common type is high wind.
- How many homes in California have flood insurance?
- 140,683 residential flood insurance policies are in force in California. Since 1978 the National Flood Insurance Program has paid $758M on 53,270 claims here.
- How many Superfund sites are in California?
- California has 116 Superfund sites on or deleted from EPA's National Priorities List.
Source: FEMA, NOAA, EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch each county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.