Checked
FY2026 Bay County, FL Income Limits
HUD area: Panama City, FL HUD METRO FMR AREA
- Very low income, family of 4
- $49,450
- 50% limit
- Low income, family of 4
- $79,100
- 80% limit
- Extremely low, family of 4
- $33,000
- 30% limit
- Area median family income
- $98,900
- FY2025: $94,100
Income limits, FY2026
Area median family income $98,900
Swipe the table sideways to see more columns.
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,800 | $34,650 | $55,400 |
| 2 people | $23,750 | $39,600 | $63,300 |
| 3 people | $27,320 | $44,550 | $71,200 |
| 4 people | $33,000 | $49,450 | $79,100 |
| 5 people | $38,680 | $53,450 | $85,450 |
| 6 people | $44,360 | $57,400 | $91,800 |
| 7 people | $50,040 | $61,350 | $98,100 |
| 8 people | $55,720 | $65,300 | $104,450 |
Frequently asked questions
- What is the low income limit in Bay County for FY2026?
- For FY2026, a family of four in Bay County, FL is considered low income at $79,100 or less, very low income at $49,450 or less and extremely low income at $33,000 or less. A single person is low income at $55,400 or less.
- What do extremely low, very low and low income mean?
- HUD sets three income limits for each area. Extremely low income is generally 30% of the area median, very low income is 50% and low income is 80%, adjusted for household size and, in some areas, for high housing costs or low incomes. Programs such as Housing Choice Vouchers, public housing and many tax credit apartments use these limits to decide who qualifies.
- Which income counts?
- Programs count the gross annual income of everyone in the household, before taxes. Each program has its own rules about what counts, so check with the housing agency or property.
Source: U.S. Department of Housing and Urban Development · FY2026 income limits