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Frederick, MD

City in Frederick County, Maryland. ZIP codes: 21701, 21702, 21705.

Population

83,395

Land area

24sq mi

People per sq mi

3,480

ZIP codes

3

Frederick and its ZIP codes

Frederick at a glance

  • Frederick is about 5.4 times as dense as Maryland as a whole.
  • It is the 4th most populous of 527 cities and towns in Maryland.
  • Households here earn a median of $97,069 a year, 6% less than the Maryland figure of $103,678.
  • A typical owner-occupied home is valued at $401,500 (4% below Maryland) and median rent is $1,764 a month.

Local data for Frederick, MD

Counts from official public data

Housing and community stats

Frederick, MD, American Community Survey 2020-2024

Full profile

Median household income

$97,069

Poverty rate

9.2%

Median home value

$401,500

Median rent

$1,764/mo

Homeownership

58.8%

Bachelor's or higher

43.2%

Median age

37.1

Average commute

30.0 min

Largest reported origins and ancestries: German Americans (10,967), Irish Americans (8,658), Salvadoran Americans (4,921).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Frederick County. PPP loans are for Frederick.

Details

Unemployment rate

3.3%

Aug 2026, -0.6 pts in a year

Average annual pay

$70,784

106,962 jobs, 2025

Income per person

$78,929

BEA, 2024

Federal spending

$3.12B

FY 2026, $11,490 per person

PPP loans

$1.32M

13 loans, 172 jobs reported

Frederick County economyFederal spendingPPP loans

How people get to work

Frederick, MD, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone69.1%
  • Carpooled6.4%
  • Public transit1.9%
  • Walked3.1%
  • Bicycle0.5%
  • Taxi, ride-hailing, motorcycle or other1.4%
  • Worked from home17.5%

Average one-way commute: 30.0 minutes for people who do not work from home.

Environment and hazard risk

Frederick, MD, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: winter weather

Storm events since 1996

1,546

Countywide, mostly thunderstorm wind

Flood insurance policies

501

0.6% of homes, county

July high / Jan low

89° / 27°F

43.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone10 historic places

Health statistics

Share of adults in Frederick, MD, CDC PLACES estimates

All 40 measures

Obesity

36.4%

U.S. 33.3% +3.1 pts

Diabetes

10.9%

U.S. 12.1% -1.2 pts

Smoking

9.9%

U.S. 12.8% -2.9 pts

Uninsured (18-64)

10.5%

U.S. 11.1% -0.6 pts

ZIP codes in Frederick

3 in or overlapping Frederick. Population shown

Cities near Frederick

Frequently asked questions

What county is Frederick, MD in?
Frederick is in Frederick County, Maryland.
What ZIP codes are in Frederick, MD?
ZIP codes in or overlapping Frederick include 21701, 21702, 21705.
What is the population of Frederick, MD?
About 83,395 people live in Frederick, based on American Community Survey 5-year estimates.
What cities are near Frederick?
Nearby places include Braddock Heights (3.9 mi), Ballenger Creek (4.5 mi), Walkersville (4.8 mi), Spring Ridge (5.2 mi), Bartonsville (5.8 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023