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Urbana, MD

Census-designated place in Frederick County, Maryland. ZIP codes: 21704, 21754.

Population

14,260

Land area

7.8sq mi

People per sq mi

1,834

ZIP codes

2

Urbana and its ZIP codes

Urbana at a glance

  • Urbana is about 2.9 times as dense as Maryland as a whole.
  • It is the 102nd most populous of 527 cities and towns in Maryland.
  • Households here earn a median of $182,500 a year, 76% more than the Maryland figure of $103,678.
  • A typical owner-occupied home is valued at $640,100 (52% above Maryland) and median rent is $2,649 a month.

Local data for Urbana, MD

Counts from official public data

Housing and community stats

Urbana, MD, American Community Survey 2020-2024

Full profile

Median household income

$182,500

Poverty rate

1.2%

Median home value

$640,100

Median rent

$2,649/mo

Homeownership

80.3%

Bachelor's or higher

66.0%

Median age

38.1

Average commute

32.5 min

Largest reported origins and ancestries: German Americans (2,146), Indian Americans (1,585), Irish Americans (1,418).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Frederick County. PPP loans are for Urbana.

Details

Unemployment rate

3.1%

Sep 2026, -0.8 pts in a year

Average annual pay

$70,784

106,962 jobs, 2025

Income per person

$78,929

BEA, 2024

Federal spending

$3.1B

FY 2026, $11,490 per person

Frederick County economyFederal spending

How people get to work

Urbana, MD, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone61.5%
  • Carpooled4.3%
  • Public transit0.4%
  • Walked1.6%
  • Bicycle0.2%
  • Taxi, ride-hailing, motorcycle or other1.4%
  • Worked from home30.6%

Average one-way commute: 32.5 minutes for people who do not work from home.

Environment and hazard risk

Urbana, MD, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: winter weather

Storm events since 1996

1,546

Countywide, mostly thunderstorm wind

Flood insurance policies

501

0.6% of homes, county

July high / Jan low

84° / 25°F

47.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Urbana, MD, CDC PLACES estimates

All 40 measures

Obesity

31.2%

U.S. 33.3% -2.1 pts

Diabetes

9.0%

U.S. 12.1% -3.1 pts

Smoking

7.0%

U.S. 12.8% -5.8 pts

Uninsured (18-64)

5.5%

U.S. 11.1% -5.6 pts

ZIP codes in Urbana

2 in or overlapping Urbana. Population shown

Cities near Urbana

Frequently asked questions

What county is Urbana, MD in?
Urbana is in Frederick County, Maryland.
What ZIP codes are in Urbana, MD?
ZIP codes in or overlapping Urbana include 21704, 21754.
What is the population of Urbana, MD?
About 14,260 people live in Urbana, based on American Community Survey 5-year estimates.
What cities are near Urbana?
Nearby places include Monrovia (4.3 mi), Buckeystown (4.6 mi), Bartonsville (4.8 mi), Green Valley (5.5 mi), Ballenger Creek (5.8 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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